212 E Bernie Ln, Gilbert, AZ 85295 Property Records

Maricopa County property record for 212 E Bernie Ln, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,593 sqft · built 2000
Lot Size	0.274 acres (11,928 sqft)
Owner	Individual Name on Record
Last Sale	$505,000 (Apr 2019)
Tax Bill	$2,874 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Dec 2023 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`304-44-806`

Property Details

APN / Parcel Number

Primary APN	`304-44-806`
Alternative APN	`304448064`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,593 sqft Living Area
Gross Area	3,823 sqft
1st Floor Area	1,824 sqft
2nd Floor Area	1,769 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	11,928 sqft (0.274 acres)
View / Lot	Greenbelt
Parking Spaces	3 Parking Spaces
Pool Area	400 sqft
Patio Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	212 E BERNIE LN
City	GILBERT
State	AZ
Zip	85295-5981
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	GILBERT COMMONS UNIT 1 MCR 520-16
Legal Range	6E
Legal Township	1S
Legal Section	31
Legal Subdivision	GILBERT COMMONS UNIT 1
Legal Lot Number	140
Legal Unit	1
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1016
Census Tract	815300

Owner

Source: Maricopa County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	212 E BERNIE LN, GILBERT, AZ 85295-5981
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Deed of Trust, Mortgage · Line of Credit UNION CREDIT UNION
Dec 26, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Sep 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL INC
Apr 8, 2019	Quit Claim Deed, Transfer LAWYERS TITLE, LAWYERS TITLE/AZ
Apr 8, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 8, 2019 · Amount on Record
Deed Sale	Apr 8, 2019 · Amount on Record
Prior Sale	Jan 20, 2016 · Amount on Record
Deed Document Number	2019246008
Last Transfer Date	Jan 27, 2020
Transfer Doc	0000069620
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Aug 12, 2026
Property Address	212 E BERNIE LN, GILBERT, AZ 85295-5981
Document Number	0000475337
Instrument Date	Aug 7, 2026
Instrument	2026475337
Transaction Type	Mortgage
Record Updated	Aug 18, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	212 E BERNIE LN, GILBERT, AZ 85295-5981

Mortgage

Document Number	0000475337,
Date	Aug 12, 2026
Instrument	2026475337

Lender

Name	UNION CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6.49%
Max Rate	-1%

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	212 E BERNIE LN, GILBERT, AZ 85295-5981
Transaction Type	Mortgage
Record Updated	Jan 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E BERNIE LN, GILBERT, AZ 85295-5981

Mortgage

Document Number	0000654061
Date	Dec 26, 2023
Instrument	20230654061

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	1 Months
Due	Jan 5, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	212 E BERNIE LN, GILBERT, AZ 85295-5981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COVENANT TITLE AGENCY AZ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000086316
Date	Jan 31, 2020
Instrument	20200086316

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	212 E BERNIE LN, GILBERT, AZ 85295-5981
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	GREAT AMERICAN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E BERNIE LN, GILBERT, AZ 85295-5981

Mortgage

Document Number	0000859686
Date	Sep 15, 2020
Instrument	20200859686

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Mortgage Company
Address	GILBERT, AZ 85297

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 8, 2019
Property Address	212 E BERNIE LN, GILBERT, AZ 85295-5981
Document Number	0000246009
Instrument Date	Mar 23, 2019
Instrument	246009
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	LAWYERS TITLE, LAWYERS TITLE/AZ

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	212 E BERNIE LN GILBERT AZ 852955981, GILBERT, AZ 85295-5981

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 8, 2019
Property Address	212 E BERNIE LN, GILBERT, AZ 85295-5981
Document Number	0000246008
Map Reference	MB 520 PG 16
Instrument Date	Mar 23, 2019
Instrument	20190246008
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	212 E BERNIE LN, 212, GILBERT, AZ 85295-5981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 E BERNIE LN, GILBERT, AZ 85295-5981

Mortgage

Document Number	0000246010
Date	Apr 8, 2019
Instrument	20190246010

Lender

Name	AMERIFIRST FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$69,600 (+54.14%)	$696,000 (+7.52%) Land $139,200 Building $556,800
2025	$2,874.00 (-15.96%)	$45,153 (-35.42%)	$647,300 (-7.42%) Land $129,400 Building $517,900
2024		$69,920	$699,200 Land $139,800 Building $559,400
2023	$3,420.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Arizona Network, WeLink Communications.

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