232 E and West Rd, Buffalo, NY 14224 Property Records

Erie County and West Seneca Town property record for 232 E and West Rd, Buffalo, NY 14224

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,148 sqft · built 1952
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Tax Bill	$7,257 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Mar 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-124-000`

Property Details

APN / Parcel Number

Primary APN	`28-124-000`
Alternative APNs	`146800 143.11-6-22.1` `68001431100006022100`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,148 sqft Living Area
1st Floor Area	1,642 sqft
Upper Floors Area	506 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1972
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	250 ft deep x 105 ft wide
Garage Type	Detached
Garage Area	1,688 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Porch
Porch Area	168 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	28-124-000
Street Address	232 E AND WEST RD
City	BUFFALO
State	NY
Zip	14224-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	04 - FARM
Legal Description	PART OF FL-331 EBENEZER LAND'S 105 X 250.00
Legal Subdivision	THE BUFFALO CREEK RESERVATION
Legal Block	6
Legal Lot Number	22.100
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	1
Census Block	1007
Census Tract	12002

Owner

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 E AND WEST RD, BUFFALO, NY 14224-3928
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNISON AGREEMENT CORP
Mar 15, 2019	Deed of Trust, Mortgage · Conventional with PMI MR COOPER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	232 E AND WEST RD, BUFFALO, NY 14224-3928
Document Number	0139054646
Instrument Date	Jul 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 E AND WEST RD WEST SENECA NY 142243928, WEST SENECA, NY 14224-3928

Mortgage

Document Number	0139054646
Date	Aug 5, 2019
Book Page	013905/004646

Lender

Name	UNISON AGREEMENT CORP
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	232 E AND WEST RD, BUFFALO, NY 14224-3928
Document Number	0138908104
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	232 E AND WEST RD BUFFALO NY 142243928, BUFFALO, NY 14224-3928

Mortgage

Document Number	0138908104
Date	Mar 22, 2019
Book Page	013890/008104

Lender

Name	MR COOPER
Address	DALLAS, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	300 Months
Due	Mar 21, 2044

Tax Assessment & Valuation

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,257.00 (+0.19%) Homeowner's exemption
2025	$7,243.00 (+2.65%)	$72,700 (-) Land $15,500 Building $57,200	$302,900 (+4.16%) Land $64,580 Building $238,320
2024	$7,056.00 (+22.54%) Homeowner's exemption	$72,700 (-) Land $15,500 Building $57,200	$290,800 (+4%) Land $62,000 Building $228,800
2023		$72,700 Land $15,500 Building $57,200	$279,615 Land $59,615 Building $220,000
2019	$5,758.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	28 (1979–2004)
Claims Outside the SFHA	3 of 28
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA WEST SENECA serves 23,557 people · EPA ID NY1404543
Water Source	Purchased surface water from ECWA DIRECT
Last State Inspection	Nov 2025
Lead	10 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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