232 E Alder St, Oakland, MD 21550 Property Records

Garrett County property record for 232 E Alder St, Oakland, MD 21550

Property Summary

Property Type	Office Building
Details	1,026 sqft · built 1900
Lot Size	0.019 acres (871 sqft)
Owner	Company Name on Record
Last Sale	$145,000 (May 2020)
Tax Bill	$2,379 (2023)
Deeds & Mortgages	May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-008269`

Property Details

APN / Parcel Number

Primary APN	`17-008269`
Alternative APN	`008269`

Interior

Units	2 Units
Stories	2 Stories
Building Area	1,026 sqft Total Area
Gross Area	2,052 sqft
Basement Area	1,026 sqft

Exterior

Year Built	Built 1900
Exterior Material	Wood
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Foundation Type	Block
Lot Area	871 sqft (0.019 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	008269
Street Address	232 E ALDER ST
City	OAKLAND
State	MD
Zip	21550-1514
Property Category	Commercial
Property Type	Commercial > Office > Office Building
Local Zoning Code	C
Legal Description	871 SQ FT 232 E ALDER ST OAKLAND
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3050
Census Tract	601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Garrett County records, as of September 20, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	32 HARROD CT, REISTERSTOWN, MD 21136-2426
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2020 · Amount on Record
Deed Sale	May 7, 2020 · Amount on Record
Prior Sale	Jun 4, 2012 · Amount on Record
Deed Document Number	0002202436
Deed Book / Page	2202 / 436
Record Updated	Jun 7, 2026

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	May 7, 2020
Property Address	232 E ALDER ST, OAKLAND, MD 21550-1514
Document Number	0022020436
Book / Page	2202 / 436
Instrument Date	Apr 30, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	32 HARROD CT, REISTERSTOWN, MD 21136-2426

Mortgage

Document Number	0022020439
Date	May 7, 2020
Book Page	2202/439

Lender

Name	FIRST UNITED BANK & TRUST CO
Type	Bank
Address	OAKLAND, MD 21550

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,379.00	$145,100 Land $5,600 Building $139,500	$145,100 Land $5,600 Building $139,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: T-Mobile, Verizon, Xfinity.

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