230 E Alder St, Oakland, MD 21550 Property Records

Garrett County property record for 230 E Alder St, Oakland, MD 21550

Property Summary

Property Type	Restaurant
Details	2,134 sqft · built 1892
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on File
Last Sale	$215,000 (Aug 2021)
Tax Bill	$2,774 (2023)
Deeds & Mortgages	Aug 2021 Sale Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-005782`

Property Details

APN / Parcel Number

Primary APN	`17-005782`
Alternative APN	`005782`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,134 sqft Total Area
Gross Area	4,268 sqft

Exterior

Year Built	Built 1892
Exterior Material	Wood
Construction Type	Brick
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	2,178 sqft (0.05 acres)

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	005782
Street Address	230 E ALDER ST
City	OAKLAND
State	MD
Zip	21550-1514
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Local Zoning Code	C
Legal Description	2300 SQ FT 230 E ALDER ST OAKLAND
Legal Lot Number	15
Jurisdiction	GARRETT MD
Township / Civil Division	14, WEST OAKLAND
Census Block Group	3
Census Block	3050
Census Tract	601

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakland Historic District listed 1984 · 175 contributing resources · NRIS 84001798

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

230 E Alder St, a commercial property, is owned by a company that bought it in August 2021.

Source: Garrett County records, as of September 20, 2023

Owner of Record	Company Name on File
Mailing Address	36 APEX CT, SWANTON, MD 21561-1455
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed, Transfer
Mar 11, 2020	Deed of Trust, Mortgage RICHARD C II & MARGARET M SMALLWOOD
Apr 6, 2018	Grant Deed, Transfer DONALD G LUCAS
Nov 15, 2017	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Apr 6, 2018 · Amount on File
Deed Document Number	0000023401
Deed Book / Page	2340 / 1
Record Updated	Jun 7, 2026

August 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRETT MD
Recording Date	Aug 10, 2021
Property Address	230 E ALDER ST, OAKLAND, MD 21550-1514
Document Number	0023400001
Book / Page	2340 / 1
Instrument Date	Aug 4, 2021
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 APEX CT, SWANTON, MD 21561-1455

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GARRETT MD
Property Address	230 E ALDER ST, OAKLAND, MD 21550-1514
Document Number	0021950344
Instrument Date	Mar 11, 2020
Transaction Type	Mortgage
Record Updated	May 1, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	230 E ALDER ST OAKLAND MD 215501514, OAKLAND, MD 21550-1514

Mortgage

Document Number	0021950344
Date	Mar 26, 2020
Book Page	002195/000344

Lender

Name	RICHARD C II & MARGARET M SMALLWOOD

Agreement

Amount	Amount on Record

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Apr 6, 2018
Property Address	230 E ALDER ST, OAKLAND, MD 21550-1514
Document Number	0020660024
Book / Page	002066 / 000024
Instrument Date	Mar 29, 2018
Transaction Type	Transfer
Record Updated	Feb 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	812 TAMARACK CIR MOUNTAIN LAKE PARK MD 215501456, MOUNTAIN LAKE PARK, MD 21550-1456

Mortgage

Document Number	20660027
Date	Apr 6, 2018
Book Page	002066/000027

Lender

Name	DONALD G LUCAS
Address	PO BOX 63, BLOOMINGTON, MD 21523-0063
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 5, 2028

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GARRETT MD
Recording Date	Nov 15, 2017
Property Address	230 E ALDER ST, OAKLAND, MD 21550-1514
Document Number	0020410197
Book / Page	002041 / 000197
Instrument Date	Nov 9, 2017
Transaction Type	Transfer
Record Updated	Dec 7, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 63 BLOOMINGTON MD 215230063, BLOOMINGTON, MD 21523-0063

Tax Assessment & Valuation

Source: Garrett County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Garrett County
Municipality	Oakland Town
Unified School District	Garrett County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,774.00	$169,167	$207,300 Land $7,400 Building $199,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 230 E Alder St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 1, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 230 E Alder St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OAKLAND serves 1,850 people · EPA ID MD0110008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 203 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mountain Communications Fiber	1,000 / 1,000
Glo Fiber Cable	1,000 / 50
Pogozone powered by Neubeam Fixed Wireless	300 / 40

May also be available: T-Mobile, Verizon, Xfinity.

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