225 E 46th St, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 225 E 46th St, Covington, KY 41015 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1923
Square Footage911 sqft Finished Area
Lot Size6,098 sqft (0.14 acres)
OccupancyOwner Occupied
Last Sale$190,000 (2023)
Tax Bill$2,517.00 (2025)

Property Details

APN / Parcel Number

Primary APN056-42-01-073.00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area911 sqft Finished Area
Gross Area1,231 sqft Gross Area
Stories1 Stories

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialAluminum/Vinyl Exterior
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.14 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address225 E 46TH ST
CityCOVINGTON
StateKY
Zip41015-1956
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionDEMMIEN & HAARMEYER LOT 30
Legal SubdivisionDEMMIEN & HAARMEYER
Legal Lot Number30
JurisdictionKENTON KY
Minor Civil DivisionCOVINGTON
Census Blockgroup3
Census Block3020
Census Tract61300

Owner

Source: Kenton County records · APN 056-42-01-073.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address225 E 46TH ST, COVINGTON, KY 41015-1956
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 20, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 03, 2023Commissioner's Deed, Foreclosure

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 20, 2023 · Amount on Record
Deed SaleSep 20, 2023 · Amount on Record
Prior SaleApr 03, 2023
Deed Doc Number202387
Deed Book / Page247 / 580
Record RefreshedSep 20, 2026

September 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateSep 20, 2023
Property Address225 E 46TH ST, COVINGTON, KY 41015-1956
Document Number0005900087
Book / PageKC 247 / 580
Map ReferenceMB 159 PG 640
Instrument DateSep 14, 2023
Instrument23092005900087
Transaction TypeTransfer
Record UpdatedJan 05, 2024
Title CompanyNORTHWEST TTL FAM OF COMPANI

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 1020, UNION, KY 41091-1020

Transferred To (Grantee/Buyer)

NameVerified Name
Address225 E 46TH ST, COVINGTON, KY 41015-1956

Mortgage

Document Number0005900088
DateSep 20, 2023
Instrument23092005900088
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2053

Mortgage

Document Number0005900089
DateSep 20, 2023
Book PageKCM 493/369
Instrument23092005900089
Lender
NameLEXINGTON-FAYETTE URBAN COUNTY GOV
TypeGovernment Agency
AddressFRANKFORT, KY 40601
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueOct 01, 2033

April 2023: Commissioner's Deed, Foreclosure

Document TypeCommissioner's Deed
JurisdictionKENTON KY
Recording DateApr 03, 2023
Property Address225 E 46TH ST, COVINGTON, KY 41015-1956
Document Number0005900107
Book / PageKC 220 / 393
Map ReferenceMB 159 PG 640
Instrument DateApr 03, 2023
Instrument23040305900107
Transaction TypeForeclosure
Record UpdatedJan 05, 2024

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address230 MADISON AVE # AVE8TH, AVE8TH, COVINGTON, KY 41011-1539

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 1020, UNION, KY 41091-1020

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,517.00 (+148.72%)$190,000 (+15%) Land $10,000 Building $180,000$190,000 (+15%) Land $10,000 Building $180,000
2023$1,012.00 (+468.54%)$76,000 (+40.74%) Land $10,000 Building $66,000$76,000 (+40.74%) Land $10,000 Building $66,000
2022$178.00 Homeowner's exemption$54,000 Land $10,000 Building $44,000$54,000 Land $10,000 Building $44,000

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