232 E 13th St, Holland, MI 49423 Property Records

Ottawa County property record for 232 E 13th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,303 sqft · built 1903
Lot Size	0.119 acres (5,184 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2022)
Tax Bill	$4,546 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-352-003`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-352-003`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,303 sqft Living Area
1st Floor Area	989 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1903
Effective Year Built	Effective 1903
Lot Area	5,184 sqft (0.119 acres)
Lot Dimensions	207 ft deep x 50 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	232 E 13TH ST
City	HOLLAND
State	MI
Zip	49423-3625
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 10 EX S 50 FT OF W 1/2 BLK 3, PARTS OF LOTS 8 TO 13, BLK A MARSILJES SUB DIV SEC 28 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	MARSILJES SUB
Legal Block	3,A
Legal Lot Number	8-13
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2006
Census Tract	24901

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	232 E 13TH ST, HOLLAND, MI 49423-3625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage CHEMICAL BANK
Jun 8, 2022	Warranty Deed, Transfer · Conventional Mortgage AAC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Prior Sale	Nov 29, 2016 · Amount on Record
Deed Document Number	202221461
Prior Transfer Date	Jan 18, 2013
Prior Transfer Doc	20130050168
Record Updated	Oct 29, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	232 E 13TH ST, HOLLAND, MI 49423-3625
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20180006131
Date	Feb 21, 2018
Instrument	2018-0006131

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Jun 8, 2022
Property Address	232 E 13TH ST, HOLLAND, MI 49423-3625
Document Number	20220021461
Map Reference	LB 3 PG 31
Instrument Date	Jun 6, 2022
Instrument	2022-0021461
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,875.00
Amount Accuracy	Tax Sale
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	305 HOOVER BLVD, HOLLAND, MI 49423-3781

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6975 88TH AVE, ZEELAND, MI 49464-9556

Mortgage

Document Number	20220021462
Date	Jun 8, 2022
Instrument	2022-0021462

Lender

Name	AAC CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$108,800 (+45.07%)	$217,600 (+45.07%)
2025	$4,546.00 (+187.18%)
2023		$75,000	$150,000
2022	$1,583.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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