231 E 13th St, Holland, MI 49423 Property Records

Ottawa County property record for 231 E 13th St, Holland, MI 49423

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,193 sqft · built 1931
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,873 (2025)
Deeds & Mortgages	Aug 2026 Sale Mar 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`70-16-28-351-040`

Property Details

APN / Parcel Number

Primary APN	`70-16-28-351-040`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,193 sqft Living Area
1st Floor Area	829 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	131 ft deep x 50 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	231 E 13TH ST
City	HOLLAND
State	MI
Zip	49423-3665
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TNR
Legal Description	LOT 10 BLK 4, ALSO S 1/2 OF VAC ALLEY ADJ ON THE NORTH MARSILJES SUB DIV SEC 28 T5N R15W
Legal Range	15W
Legal Township	05N
Legal Section	28
Legal Subdivision	NORTH MARSILJES SUB
Legal Block	4
Legal Lot Number	10
Jurisdiction	OTTAWA MI
Township / Civil Division	HOLLAND
Census Block Group	2
Census Block	2005
Census Tract	24901

Owner

Source: Ottawa County records, as of October 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	231 E 13TH ST, HOLLAND, MI 49423-3665
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 28, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Feb 10, 2023	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Mar 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 19, 2018	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2002
Deed Sale	Nov 15, 2002
Prior Sale	Jun 6, 1995
Deed Book / Page	3730 / 729
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA MI
Recording Date	Aug 12, 2026
Property Address	231 E 13TH ST, HOLLAND, MI 49423-3665
Document Number	0000024738
Instrument Date	Aug 11, 2026
Instrument	202624738
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	231 E 13TH ST, HOLLAND, MI 49423-3665

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	231 E 13TH ST, HOLLAND, MI 49423-3665
Transaction Type	Mortgage
Record Updated	Apr 12, 2024
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 13TH ST, HOLLAND, MI 49423-3665

Mortgage

Document Number	20240007110
Date	Mar 28, 2024
Instrument	2024-0007110

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	231 E 13TH ST, HOLLAND, MI 49423-3665
Transaction Type	Mortgage
Record Updated	Feb 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 13TH ST, HOLLAND, MI 49423-3665

Mortgage

Document Number	20230003292
Date	Feb 10, 2023
Instrument	2023-0003292

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	231 E 13TH ST, HOLLAND, MI 49423-3665
Transaction Type	Mortgage
Record Updated	Mar 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 13TH ST, HOLLAND, MI 49423-3665

Mortgage

Document Number	20220008457
Date	Mar 3, 2022
Instrument	2022-0008457

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2037

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OTTAWA MI
Property Address	231 E 13TH ST, HOLLAND, MI 49423-3665
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	231 E 13TH ST, HOLLAND, MI 49423-3665

Mortgage

Document Number	20180013434
Date	Apr 19, 2018
Instrument	2018-0013434

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2033

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Ottawa County
Municipality	Holland City
Unified School District	Holland City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$128,700 (+39.14%)	$257,400 (+39.14%)
2025	$1,873.00 (+15.83%)
2023		$92,500	$185,000
2022	$1,617.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLAND BOARD OF PUBLIC WORKS serves 49,687 people · EPA ID MI0003190
Water Source	Surface water
Last State Inspection	Sep 2024
Also Mapped Here	HOLLAND TOWNSHIP CONSOLIDATED
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Jan 2018
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Holland City Fiber Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: Spectrum.

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