Bergen County and Garfield City property record for 232 Division Ave, Garfield, NJ 07026
| Property Type | General Industrial |
|---|---|
| Lot Size | 0.112 acres (4,874 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (Apr 2000) |
| Tax Bill | $3,667 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-00189-0000-00006 |
| Primary APN | 21-00189-0000-00006 |
|---|---|
| Alternative APNs |
|
| Lot Area | 4,874 sqft (0.112 acres) |
|---|---|
| Lot Dimensions | 106 ft deep x 46 ft wide |
| Account Number | 005077 |
|---|---|
| Street Address | 232 DIVISION AVE |
| City | GARFIELD |
| State | NJ |
| Zip | 07026 |
| Property Category | Industrial |
| Property Type | Industrial > General Industrial |
| Local Zoning Code | LM |
| Legal Description | 4876 SF |
| Legal Subdivision | SADDLE RIVER |
| Legal Block | 189 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | GARFIELD |
| Census Block Group | 6 |
| Census Block | 6003 |
| Census Tract | 21200 |
232 Division Ave, an industrial property, is owned by a company that bought it in April 2000.
Source: Bergen County and Garfield City records, as of June 29, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 15 FAIRFIELD PL, WEST CALDWELL, NJ 07006-6206 |
| Owner Type | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 29, 2025 | Deed of Trust, Mortgage · Commercial Mortgage BOW AND ARROW MANOR INC |
| May 31, 2022 | Deed of Trust, Mortgage MOMKA BAGINSKI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2000 · Amount on File |
| Deed Sale | Apr 5, 2000 · Amount on File |
| Deed Book / Page | 8268 / 139 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 232 DIVISION AVE, GARFIELD, NJ 07026 |
| Transaction Type | Mortgage |
| Record Updated | Mar 2, 2026 |
| Title Company | ARK TITLE SERVICES LLC, ARCO TITLE SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0056330123 |
|---|---|
| Date | Oct 29, 2025 |
| Book Page | 5633/123 |
| Instrument | 2025073596 |
| Name | BOW AND ARROW MANOR INC |
|---|---|
| Type | Non-Lending Institution |
| Address | WEST ORANGE, NJ 07052 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 232 DIVISION AVE, GARFIELD, NJ 07026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0046970711 |
|---|---|
| Date | May 31, 2022 |
| Book Page | 4697/711 |
| Instrument | 2022055900 |
| Name | MOMKA BAGINSKI |
|---|---|
| Type | Private Party |
| Address | 234 ROCKBURN PASS, WEST MILFORD, NJ 07480 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 232 Division Ave was $3,667, up 4.3% from the year before.
Source: Bergen County and Garfield City assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Garfield City |
| Unified School District | Garfield City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $105,400 (-) Land $92,600 Building $12,800 | $105,400 (-) Land $92,600 Building $12,800 | |
| 2025 | $3,667.00 (+4.26%) | $105,400 Land $92,600 Building $12,800 | $105,400 Land $92,600 Building $12,800 |
| 2024 | $3,517.00 | ||
| 2023 | $105,400 Land $92,600 Building $12,800 | $105,400 Land $92,600 Building $12,800 | |
| 2022 | $3,287.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 232 Division Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 16 (1978–1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 232 Division Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GARFIELD WATER DEPARTMENT serves 30,487 people · EPA ID NJ0221001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Last State Inspection | Nov 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
May also be available: T-Mobile.
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