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228 Division Ave, Garfield, NJ 07026 Property Records

Bergen County and Garfield City property record for 228 Division Ave, Garfield, NJ 07026

Property Summary

Property TypeSingle Family Home
Details1,394 sqft · built 1951
Lot Size0.113 acres (4,931 sqft)
Owner2 Individual Names on File
Last Sale$585,000 (Jun 2022)
Tax Bill$9,773 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN21-00189-0000-00008

Property Details

APN / Parcel Number

Primary APN21-00189-0000-00008
Alternative APNs
  • 210018900008
  • 005078

Interior

Units2 Units
Stories1 Story
Building Area1,394 sqft Living Area
1st Floor Area1,394 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Construction TypeFrame
Lot Area4,931 sqft (0.113 acres)
Lot Dimensions106 ft deep x 47 ft wide

Location & Zoning

Account Number005078
Street Address228 DIVISION AVE
CityGARFIELD
StateNJ
Zip07026-3606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal Description4929 SF
Legal SubdivisionPROPERTY/SADDLE RIVER LAND COM
Legal Block189
Legal Lot Number8
JurisdictionBERGEN NJ
Township / Civil DivisionGARFIELD
Census Block Group6
Census Block6003
Census Tract21200

Owner

228 Division Ave is owned and occupied by two individuals who bought it in June 2022.

Source: Bergen County and Garfield City records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address228 DIVISION AVE, GARFIELD, NJ 07026-3606
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 14, 2022 · Amount on File
Deed SaleJun 14, 2022 · Amount on File
Deed Document Number202260000
Deed Book / Page4709 / 1226
Prior Transfer DateOct 22, 2007
Prior Transfer Doc0094400472
Record UpdatedOct 29, 2026

June 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionBERGEN NJ
Recording DateJun 14, 2022
Property Address228 DIVISION AVE, GARFIELD, NJ 07026-3606
Document Number0047091226
Book / Page4709 / 1226
Instrument DateMay 27, 2022
Instrument2022060000
Transaction TypeTransfer
Record UpdatedAug 2, 2022
Title CompanyTRUE VALUE TITLE AGENCY LLC, TRUE VALUE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$5,026.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address115 SHERMAN PL, 115, GARFIELD, NJ 07026-1599

Transferred To (Grantee/Buyer)

NameVerified Name
Address228 DIVISION AVE, GARFIELD, NJ 07026-3606

Mortgage

Document Number2022060001
DateJun 14, 2022
Instrument2022060001
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 228 Division Ave was $9,773, up 4.3% from the year before.

Source: Bergen County and Garfield City assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityGarfield City
Unified School DistrictGarfield City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$280,900 (-) Land $117,700 Building $163,200$280,900 (-) Land $117,700 Building $163,200
2025$9,773.00 (+4.26%)$280,900 Land $117,700 Building $163,200$280,900 Land $117,700 Building $163,200
2024$9,374.00
2023$280,900 Land $117,700 Building $163,200$280,900 Land $117,700 Building $163,200
2022$8,761.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 228 Division Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims16 (1978–1979)
Most Recent ClaimJan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 228 Division Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGARFIELD WATER DEPARTMENT
serves 30,487 people · EPA ID NJ0221001
Water SourcePurchased surface water from PASSAIC VALLEY WATER COMMISSION
Last State InspectionNov 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 970 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300

May also be available: T-Mobile.

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