232 Delcy Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 232 Delcy Dr, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.232 acres (10,119 sqft)
Owner	Individual Name on Record
Last Sale	$181,500 (Oct 2020)
Tax Bill	$4,770 (2024)
Deeds & Mortgages	Oct 2020 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`08-14-177-018`

Property Details

APN / Parcel Number

Primary APN	`08-14-177-018`

Exterior

Lot Area	10,119 sqft (0.232 acres)

Location & Zoning

Account Number	0814177018
Street Address	232 DELCY DR
City	DEKALB
State	IL
Zip	60115-1904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILTON PARK SUB - LOT 19 BLOCK 5
Legal Subdivision	TILTON PARK SUB
Legal Block	5
Legal Lot Number	19
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3031
Census Tract	900

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	232 DELCY DR, DEKALB, IL 60115-1904
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2020	Warranty Deed, Transfer FIRST FED'L SVGS BK
May 23, 2018	Grant Deed, Transfer · Conventional with PMI MORTGAGE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2020 · Amount on Record
Deed Sale	Oct 5, 2020 · Amount on Record
Prior Sale	May 23, 2018 · Amount on Record
Deed Document Number	202010232
Prior Transfer Date	Mar 16, 2009
Prior Transfer Doc	0000004302
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 5, 2020
Property Address	232 DELCY DR, DEKALB, IL 60115-1904
Document Number	0000010232
Instrument Date	Sep 30, 2020
Instrument	10232
Transaction Type	Transfer
Record Updated	Oct 15, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	505 N 2ND ST MALTA IL 601509775, MALTA, IL 60150-9775

Mortgage

Document Number	10233
Date	Oct 5, 2020
Instrument	10233

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	OTTAWA, IL 61350

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 4, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DE KALB IL
Recording Date	May 23, 2018
Property Address	232 DELCY DR, DEKALB, IL 60115-1904
Document Number	0000004809
Instrument Date	May 8, 2018
Instrument	4809
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 DELCY DR DEKALB IL 601151904, DEKALB, IL 60115-1904

Mortgage

Document Number	4810
Date	May 23, 2018
Instrument	4810

Lender

Name	MORTGAGE SVCS
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,139 (+25.6%) Land $12,561 Building $59,578	$216,417 (+25.6%) Land $37,683 Building $178,734
2024	$4,770.00
2023		$57,437 Land $10,001 Building $47,436	$172,311 Land $30,003 Building $142,308

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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