229 Delcy Dr, Dekalb, IL 60115 Property Records

DeKalb County property record for 229 Delcy Dr, Dekalb, IL 60115

Property Summary

Property Type	Single Family Home
Lot Size	0.175 acres (7,634 sqft)
Owner	Individual Name on Record
Last Sale	$120,500 (Sep 2017)
Tax Bill	$4,039 (2024)
Deeds & Mortgages	May 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`08-14-178-004`

Property Details

APN / Parcel Number

Primary APN	`08-14-178-004`

Exterior

Lot Area	7,634 sqft (0.175 acres)

Location & Zoning

Account Number	0814178004
Street Address	229 DELCY DR
City	DEKALB
State	IL
Zip	60115-1903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TILTON PARK SUB - LOT 4 (EX N 10FT) BLOCK 4
Legal Subdivision	TILTON PARK SUB
Legal Block	4
Legal Lot Number	4
Jurisdiction	DE KALB IL
Township / Civil Division	DEKALB
Census Block Group	3
Census Block	3029
Census Tract	900

Owner

Source: DeKalb County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	229 DELCY DR, DEKALB, IL 60115-1903
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE
Jul 27, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
Oct 18, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 13, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 13, 2017 · Amount on Record
Deed Sale	Sep 13, 2017 · Amount on Record
Deed Document Number	20178947
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Recording Date	May 22, 2026
Property Address	229 DELCY DR, DEKALB, IL 60115-1903
Document Number	0000004298
Instrument Date	May 5, 2026
Instrument	20264298
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 DELCY DR, DEKALB, IL 60115-1903

Mortgage

Document Number	0000004298,
Date	May 22, 2026
Instrument	20264298

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	480 Months
Due	May 1, 2066

Interest

Rate	6.37%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	229 DELCY DR, DEKALB, IL 60115-1903
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 DELCY DR, DEKALB, IL 60115-1903

Mortgage

Document Number	0000007183
Date	Jul 27, 2022
Instrument	2022007183

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	229 DELCY DR, DEKALB, IL 60115-1903
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 DELCY DR, DEKALB, IL 60115-1903

Mortgage

Document Number	0000013515
Date	Oct 18, 2021
Instrument	2021013515

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	312 Months
Due	Oct 1, 2047

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Sep 13, 2017
Property Address	229 DELCY DR, DEKALB, IL 60115-1903
Document Number	0000008947
Instrument Date	Sep 11, 2017
Instrument	8947
Transaction Type	Transfer
Record Updated	Oct 19, 2017
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 DELCY DR DEKALB IL 601151903, DEKALB, IL 60115-1903

Mortgage

Document Number	8948
Date	Sep 13, 2017
Instrument	8948

Lender

Name	FIRST CENTENNIAL MTG
Type	Mortgage Company
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 12, 2047

Interest

Rate	4%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	DeKalb Township
Municipality	DeKalb City
Unified School District	DeKalb Community Unit School District 428 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,090 (+25.6%) Land $12,690 Building $49,400	$186,270 (+25.6%) Land $38,070 Building $148,200
2024	$4,039.00
2023		$49,436 Land $10,104 Building $39,332	$148,308 Land $30,312 Building $117,996

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	12 (1982–2007)
Most Recent Claim	Aug 2007 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Aug 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEKALB serves 40,290 people · EPA ID IL0370100
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	13 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: DNA Communications.

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