232 del Mesa St, Oceanside, CA 92058 Property Records

San Diego County property record for 232 del Mesa St, Oceanside, CA 92058 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,690 sqft · built 1998
Lot Size	0.164 acres (7,140 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Sep 2016)
Tax Bill	$6,199 (2025)
Deeds & Mortgages	Jan 2023 Reverse Mortgage
Flood Zone	Zone X (moderate risk)
APN	`157-880-56-00`

Property Details

APN / Parcel Number

Primary APN	`157-880-56-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,690 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	7,140 sqft (0.164 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	232 DEL MESA ST
City	OCEANSIDE
State	CA
Zip	92058-7962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 56 TR 013467
Legal Subdivision	OCEANSIDE 1
Legal Tract	013467
Legal Block	2
Legal Lot Number	56
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	18613

Owner

Source: San Diego County records · APN 157-880-56-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	232 DEL MESA ST, OCEANSIDE, CA 92058-7962
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2016 · Amount on Record
Deed Sale	Sep 08, 2016 · Amount on Record
Prior Sale	Sep 23, 2013 · Amount on Record
Deed Document Number	2016471676
Prior Transfer Date	Apr 13, 2005
Prior Transfer Doc	0000334961
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	232 DEL MESA ST, OCEANSIDE, CA 92058-7962
Transaction Type	Mortgage
Record Updated	Feb 08, 2023
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 DEL MESA ST, OCEANSIDE, CA 92058-7962

Mortgage

Document Number	0000025315
Date	Jan 31, 2023
Instrument	2023-0025315

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	7.01%
Adjustable	Adjustable Rate Rider
Type Change Date	Mar 01, 2023
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12%

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$568,212 (+2%) Land $291,393 Building $276,819
2025	$6,199.00 (+5.25%) Homeowner's exemption	$557,072 (+4.04%) Land $285,680 Building $271,392
2023	$5,890.00 (+1.55%) Homeowner's exemption	$535,442 Land $274,588 Building $260,854
2022	$5,800.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730186132, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	59 units insured 54 under condo master policies
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 30% of California
Wildfire Likelihood	About 1 in 763 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 523 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 100
Verizon	Fixed Wireless	300 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, T-Mobile USA, San Diego Broadband. Availability varies by address; speeds are provider-advertised maximums, not measured.