228 del Mesa St, Oceanside, CA 92058 Property Records

San Diego County property record for 228 del Mesa St, Oceanside, CA 92058

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,878 sqft · built 1998
Lot Size	0.142 acres (6,180 sqft)
Owner	2 Company Names on Record
Last Sale	$545,000 (Oct 2018)
Tax Bill	$6,767 (2025)
Deeds & Mortgages	Apr 2024 Transfer Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`157-880-54-00`

Property Details

APN / Parcel Number

Primary APN	`157-880-54-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,878 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	6,180 sqft (0.142 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	228 DEL MESA ST
City	OCEANSIDE
State	CA
Zip	92058-7962
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 54 TR 013467
Legal Subdivision	OCEANSIDE 1
Legal Tract	013467
Legal Block	2
Legal Lot Number	54
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2005
Census Tract	18613

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	228 DEL MESA ST, OCEANSIDE, CA 92058-7962
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Intrafamily Transfer, Transfer
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 29, 2019	Re-recorded Document · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2018	Quit Claim Deed, Transfer LAWYERS TITLE
Oct 15, 2018	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2018 · Amount on Record
Deed Sale	Oct 15, 2018 · Amount on Record
Prior Sale	Dec 5, 2002 · Amount on Record
Deed Document Number	2018428066
Last Transfer Date	Apr 15, 2024
Transfer Doc	0000105250
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 26, 2024
Property Address	228 DEL MESA ST, OCEANSIDE, CA 92058-7962
Document Number	0000105250
Map Reference	MAP 13467
Instrument Date	Apr 15, 2024
Instrument	2024-0105250
Transaction Type	Transfer
Record Updated	May 7, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	228 DEL MESA ST, OCEANSIDE, CA 92058-7962

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	228 DEL MESA ST, OCEANSIDE, CA 92058-7962
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CORINTHIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 DEL MESA ST, OCEANSIDE, CA 92058-7962

Mortgage

Document Number	0000760172
Date	Nov 30, 2020
Instrument	2020-0760172

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Dec 1, 2045

April 2019: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 29, 2019
Property Address	228 DEL MESA ST, OCEANSIDE, CA 92058-7962
Document Number	0000155825
Map Reference	MAP 13467
Instrument Date	Oct 5, 2018
Instrument	2019-0155825
Record Updated	Aug 24, 2021
Title Company	CORINTHIAN TITLE COMPANY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 DEL MESA ST, OCEANSIDE, CA 92058-7962

Mortgage

Document Number	0000155826
Date	Apr 29, 2019
Instrument	2019-0155826

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2044

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2018
Property Address	228 DEL MESA ST, OCEANSIDE, CA 92058-7962
Document Number	0000428067
Instrument Date	Sep 21, 2018
Instrument	428067
Transaction Type	Transfer
Record Updated	Oct 22, 2018
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	228 DEL MESA ST OCEANSIDE CA 920587962, OCEANSIDE, CA 92058-7962

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 15, 2018
Property Address	228 DEL MESA ST, OCEANSIDE, CA 92058-7962
Document Number	0000428066
Map Reference	MAP 18467
Instrument Date	Sep 13, 2018
Instrument	2018-0428066
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 DEL MESA ST, OCEANSIDE, CA 92058-7962

Mortgage

Document Number	0000428068
Date	Oct 15, 2018
Instrument	2018-0428068

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,111 (+2%) Land $344,506 Building $275,605
2025	$6,767.00 (+5.22%) Homeowner's exemption	$607,952 (+4.04%) Land $337,751 Building $270,201
2023	$6,431.00 (+1.56%) Homeowner's exemption	$584,346 Land $324,637 Building $259,709
2022	$6,332.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	59 units insured incl. 54 condo units
Nearby Flood Claims	1 (1983)
Most Recent Claim	May 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

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