232 del Gado Rd, San Clemente, CA 92672 Property Records

Orange County property record for 232 del Gado Rd, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1963
Lot Size	0.031 acres (1,375 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Apr 2017)
Tax Bill	$4,700 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`691-222-53`

Property Details

APN / Parcel Number

Primary APN	`691-222-53`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1963
Lot Area	1,375 sqft (0.031 acres)

Location & Zoning

Street Address	232 DEL GADO RD
City	SAN CLEMENTE
State	CA
Zip	92672-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5199 BLK LOT 22 TR 5199 LOT 22 TOGETHER WITH AN UND 1/54 INT IN
Legal Tract	5199
Legal Lot Number	22
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2009
Census Tract	42206

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 DEL GADO RD, SAN CLEMENTE, CA 92672-4827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage IMC MORTGAGE CORP
Aug 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage CASHCALL
Apr 25, 2017	Grant Deed, Transfer · Conventional Mortgage CASHCALL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 2017 · Amount on Record
Deed Sale	Apr 25, 2017 · Amount on Record
Prior Sale	Jun 12, 2001 · Amount on Record
Deed Document Number	2017000167164
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	232 DEL GADO RD, SAN CLEMENTE, CA 92672-4827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	BNT TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 DEL GADO RD, SAN CLEMENTE, CA 92672-4827

Mortgage

Document Number	0000536571
Date	Sep 30, 2020
Instrument	2020000536571

Lender

Name	IMC MORTGAGE CORP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	232 DEL GADO RD, SAN CLEMENTE, CA 92672-4827
Document Number	0000316957
Instrument Date	Aug 17, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	BNT TITLE COMPANY/CA, BNT TITLE CO/CA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 DEL GADO RD SAN CLEMENTE CA 926724827, SAN CLEMENTE, CA 92672-4827

Mortgage

Document Number	0000316957
Date	Aug 26, 2019
Instrument	316957

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	MCLEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 25, 2049

April 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 25, 2017
Property Address	232 DEL GADO RD, SAN CLEMENTE, CA 92672-4827
Document Number	0000167164
Instrument Date	Mar 28, 2017
Instrument	167164
Transaction Type	Transfer
Record Updated	May 2, 2017
Title Company	NETCO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$599.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	232 DEL GADO RD SAN CLEMENTE CA 926724827, SAN CLEMENTE, CA 92672-4827

Mortgage

Document Number	167165
Date	Apr 25, 2017
Instrument	167165

Lender

Name	CASHCALL
Type	Funding / Finance Company
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$4,700.00 (+4.96%) Homeowner's exemption	$418,180 (+4.04%) Land $198,410 Building $219,770
2023	$4,478.00 (+3.13%) Homeowner's exemption	$401,943 Land $190,706 Building $211,237
2022	$4,342.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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