228 del Gado Rd, San Clemente, CA 92672 Property Records

Orange County property record for 228 del Gado Rd, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 912 sqft · built 1963
Lot Size	0.032 acres (1,375 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jun 2015)
Tax Bill	$6,579 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit May 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`691-222-28`

Property Details

APN / Parcel Number

Primary APN	`691-222-28`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	1,375 sqft (0.032 acres)

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	228 DEL GADO RD
City	SAN CLEMENTE
State	CA
Zip	92672-4827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 5199 BLK LOT 20 TR 5199 LOT 20 TOGETHER WITH AN UND 1/54 INT IN
Legal Subdivision	TRACT 5199 IN THE CITY OF SAN CLEMENTE
Legal Tract	5199
Legal Lot Number	20
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2009
Census Tract	42206

Owner

228 del Gado Rd is owned and occupied by an individual who bought it in June 2015.

Source: Orange County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	228 DEL GADO RD, SAN CLEMENTE, CA 92672-4827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 13, 2024	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
May 17, 2018	Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU
Sep 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LENOX FINANCIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2015 · Amount on File
Deed Sale	Jun 18, 2015 · Amount on File
Prior Sale	Jan 28, 2005 · Amount on File
Deed Document Number	2015318539
Prior Transfer Date	Nov 26, 2003
Prior Transfer Doc	0001494840
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	228 DEL GADO RD, SAN CLEMENTE, CA 92672-4827
Transaction Type	Mortgage
Record Updated	Feb 27, 2024
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 DEL GADO RD, SAN CLEMENTE, CA 92672-4827

Mortgage

Document Number	0000031930
Date	Feb 13, 2024
Instrument	2024000031930

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	228 DEL GADO RD, SAN CLEMENTE, CA 92672-4827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000179401
Date	May 17, 2018
Instrument	2018000179401

Lender

Name	SCHOOLSFIRST FCU
Type	Credit Union
Address	TUSTIN, CA 92780

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	228 DEL GADO RD, SAN CLEMENTE, CA 92672-4827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 DEL GADO RD, SAN CLEMENTE, CA 92672-4827

Mortgage

Document Number	0000498996
Date	Sep 16, 2020
Instrument	2020000498996

Lender

Name	LENOX FINANCIAL MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 228 del Gado Rd was $6,579.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$612,938 (+2%) Land $562,033 Building $50,905
2025	$6,579.00	$600,920 Land $551,013 Building $49,907
2023	$6,353.00 (+1.4%)	$577,587 Land $529,617 Building $47,970
2022	$6,265.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 228 del Gado Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1978–1993)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 1993 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 del Gado Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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