Bergen County and Dumont Borough property record for 232 Cooper Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,848 sqft · built 1951 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | Individual Name on File |
| Last Sale | $250,000 (Sep 2009) |
| Tax Bill | $13,996 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00804-0000-00006 |
| Primary APN | 10-00804-0000-00006 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,848 sqft Living Area |
|---|
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Account Number | 112000 |
|---|---|
| Street Address | 232 COOPER AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2807 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X120 |
| Legal Block | 804 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records · APN 10-00804-0000-00006
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 232 COOPER AVE, DUMONT, NJ 07628-2807 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 11, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 22, 2009 · Amount on Record |
| Deed Sale | Sep 22, 2009 · Amount on Record |
| Deed Document Number | 20092490710 |
| Deed Book / Page | 249 / 710 |
| Last Transfer Date | Oct 21, 2014 |
| Transfer Doc | 0018091742 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 232 COOPER AVE, DUMONT, NJ 07628-2807 |
| Transaction Type | Mortgage |
| Record Updated | Jul 08, 2021 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0041370520 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 4137/520 |
| Instrument | 2021074220 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 232 COOPER AVE, DUMONT, NJ 07628-2807 |
| Document Number | 0031832101 |
| Instrument Date | Feb 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 01, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 232 COOPER AVE DUMONT NJ 076282807, DUMONT, NJ 07628-2807 |
| Document Number | 0031832101 |
|---|---|
| Date | Feb 21, 2019 |
| Book Page | 003183/002101 |
| Instrument | 12183 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 20, 2049 |
Source: Bergen County and Dumont Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $640,300 (+7.06%) Land $318,000 Building $322,300 | $640,300 (+7.06%) Land $318,000 Building $322,300 | |
| 2025 | $13,996.00 (+1.32%) | $598,100 (+76.02%) Land $292,000 Building $306,100 | $598,100 (+76.02%) Land $292,000 Building $306,100 |
| 2024 | $13,813.00 (+6.67%) | ||
| 2023 | $339,800 Land $160,000 Building $179,800 | $339,800 Land $160,000 Building $179,800 | |
| 2022 | $12,949.00 |
Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 828 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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