Bergen County and Dumont Borough property record for 197 Cooper Ave, Dumont, NJ 07628
| Property Type | Single Family Home |
|---|---|
| Details | 1,200 sqft · built 1948 |
| Lot Size | 0.115 acres (5,005 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $460,000 (May 2023) |
| Tax Bill | $11,145 (2025) |
| Deeds & Mortgages | May 2023 Sale & Mortgage Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00813-0000-00016 |
| Primary APN | 10-00813-0000-00016 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,200 sqft Living Area |
|---|
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Lot Area | 5,005 sqft (0.115 acres) |
| Lot Dimensions | 91 ft deep x 55 ft wide |
| Account Number | 109200 |
|---|---|
| Street Address | 197 COOPER AVE |
| City | DUMONT |
| State | NJ |
| Zip | 07628-2827 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 55X91 |
| Legal Subdivision | BOROUGH/DUMONT |
| Legal Block | 813 |
| Legal Lot Number | 16 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | DUMONT |
| Census Block Group | 5 |
| Census Block | 5012 |
| Census Tract | 10300 |
Source: Bergen County and Dumont Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 197 COOPER AVE, DUMONT, NJ 07628-2827 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
| Date | Document |
|---|---|
| May 30, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC |
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Aug 2, 2017 | Grant Deed, Transfer · Conventional Mortgage PRIME LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2023 · Amount on Record |
| Deed Sale | May 30, 2023 · Amount on Record |
| Prior Sale | Aug 2, 2017 · Amount on Record |
| Deed Document Number | 202335642 |
| Deed Book / Page | 5004 / 158 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 30, 2023 |
| Property Address | 197 COOPER AVE, DUMONT, NJ 07628-2827 |
| Document Number | 0050040158 |
| Book / Page | 5004 / 158 |
| Instrument Date | Apr 28, 2023 |
| Instrument | 2023035642 |
| Transaction Type | Transfer |
| Record Updated | Jul 5, 2023 |
| Title Company | SIMPLICITY TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 76 LEXINGTON AVE, DUMONT, NJ 07628-1618 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 197 COOPER AVE, DUMONT, NJ 07628-2827 |
| Document Number | 2023035643 |
|---|---|
| Date | May 30, 2023 |
| Instrument | 2023035643 |
| Name | PLAZA HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 197 COOPER AVE, DUMONT, NJ 07628-2827 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0041021860 |
|---|---|
| Date | Apr 26, 2021 |
| Book Page | 4102/1860 |
| Instrument | 2021064092 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Aug 2, 2017 |
| Property Address | 197 COOPER AVE, DUMONT, NJ 07628-2827 |
| Document Number | 0026820331 |
| Book / Page | 002682 / 000331 |
| Instrument Date | Jul 13, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2017 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 197 COOPER AVE DUMONT NJ 076282827, DUMONT, NJ 07628-2827 |
| Document Number | 26820339 |
|---|---|
| Date | Aug 2, 2017 |
| Book Page | 002682/000339 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2047 |
Source: Bergen County and Dumont Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Dumont Borough |
| Unified School District | Dumont Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $511,700 (+7.43%) Land $305,100 Building $206,600 | $511,700 (+7.43%) Land $305,100 Building $206,600 | |
| 2025 | $11,145.00 (+10.55%) | $476,300 (+92.06%) Land $280,100 Building $196,200 | $476,300 (+92.06%) Land $280,100 Building $196,200 |
| 2024 | $10,081.00 (+4.69%) | ||
| 2023 | $248,000 (-) Land $150,100 Building $97,900 | $248,000 (-) Land $150,100 Building $97,900 | |
| 2022 | $9,629.00 (+0.49%) | $248,000 Land $150,100 Building $97,900 | $248,000 Land $150,100 Building $97,900 |
| 2021 | $9,582.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1981–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 828 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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