Westmoreland County property record for 232 Chrystal Rd, Colonial Beach, VA 22443
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,653 sqft · built 1992 |
| Owner | Individual Name on File |
| Last Sale | $332,000 (Jan 2025) |
| Tax Bill | $1,364 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10C-1-1-1 |
| Primary APN | 10C-1-1-1 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,653 sqft Living Area |
| Basement Area | 936 sqft |
| Unfinished Basement | 936 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
| Patio Area | 104 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Account Number | 17118 |
|---|---|
| Old Parcel Number | 10C-1-1-1 |
| Street Address | 232 CHRYSTAL RD |
| City | COLONIAL BEACH |
| State | VA |
| Zip | 22443-3608 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PBE CHRYSTAL LAKE SEC LOT 1 BK 1DB 671 PG 313 R/S |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | WESTMORELAND VA |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10300 |
232 Chrystal Rd is owned and occupied by an individual who bought it in January 2025.
Source: Westmoreland County records, as of January 7, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 232 CHRYSTAL RD, COLONIAL BEACH, VA 22443-3608 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 15, 2025 · Amount on File |
| Deed Sale | Jan 15, 2025 · Amount on File |
| Deed Document Number | 09870569 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTMORELAND VA |
| Property Address | 232 CHRYSTAL RD, COLONIAL BEACH, VA 22443-3608 |
| Transaction Type | Mortgage |
| Record Updated | Oct 22, 2025 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Address | 232 CHRYSTAL RD, COLONIAL BEACH, VA 22443-3608 |
| Document Number | 000996/502 |
|---|---|
| Date | Oct 6, 2025 |
| Book Page | 996/502 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2055 |
The 2025 property tax bill for 232 Chrystal Rd was $1,364.
Source: Westmoreland County assessment roll, as of October 15, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Westmoreland County |
| Unified School District | Westmoreland County Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,364.00 | $200,600 Land $30,000 Building $170,600 | $200,600 Land $30,000 Building $170,600 |
| 2023 | $1,243.00 | $200,600 Land $30,000 Building $170,600 | $200,600 Land $30,000 Building $170,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 232 Chrystal Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.
Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 2 (2003–2006) |
| Most Recent Claim | Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 232 Chrystal Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PLACID BAY ESTATES private · serves 946 people · EPA ID VA4193720 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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