165 Chrystal Rd, Colonial Beach, VA 22443 Property Records

Westmoreland County property record for 165 Chrystal Rd, Colonial Beach, VA 22443

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,148 sqft · built 2015
Owner	Individual Name on File
Last Sale	$180,000 (Dec 2020)
Tax Bill	$1,158 (2025)
Deeds & Mortgages	Dec 2020 Sale & Mortgage Aug 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`10C-4-4-7`

Property Details

APN / Parcel Number

Primary APN	`10C-4-4-7`
Alternative APN	`18673`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Flooring	Carpet

Exterior

Year Built	Built 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Material	Composition Shingle
Porch	Porch
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	18673
Old Parcel Number	10C-4-4-7
Street Address	165 CHRYSTAL RD
City	COLONIAL BEACH
State	VA
Zip	22443-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PBE ALBROUGH SEC 2 LOT 7 BK 4DB 938 PG 537
Legal Block	4
Legal Lot Number	7
Jurisdiction	WESTMORELAND VA
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2008
Census Tract	10300

Owner

165 Chrystal Rd is owned and occupied by an individual who bought it in December 2020.

Source: Westmoreland County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	165 CHRYSTAL RD, COLONIAL BEACH, VA 22443-3631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC
Aug 13, 2020	Warranty Deed, Transfer FREEDOM TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 4, 2020 · Amount on File
Deed Sale	Dec 4, 2020 · Amount on File
Prior Sale	Aug 13, 2020 · Amount on File
Deed Document Number	0000938537
Deed Book / Page	938 / 537
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Dec 4, 2020
Property Address	165 CHRYSTAL RD, COLONIAL BEACH, VA 22443-3631
Document Number	0009380537
Instrument Date	Nov 30, 2020
Instrument	09380537
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	165 CHRYSTAL RD, COLONIAL BEACH, VA 22443-3631

Mortgage

Document Number	0009380539
Date	Dec 4, 2020
Instrument	09380539

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Mortgage

Document Number	0009380555
Date	Dec 4, 2020
Instrument	09380555

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTMORELAND VA
Recording Date	Aug 13, 2020
Property Address	165 CHRYSTAL RD, COLONIAL BEACH, VA 22443-3631
Document Number	0009340990
Instrument Date	Aug 7, 2020
Instrument	09340990
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	FREEDOM TITLE GROUP LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5387 SHAMUS CT, WOODBRIDGE, VA 22193-3411

Tax Assessment & Valuation

The 2025 property tax bill for 165 Chrystal Rd was $1,158.

Source: Westmoreland County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Westmoreland County
Unified School District	Westmoreland County Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,158.00	$170,400 Land $14,000 Building $156,400	$170,400 Land $14,000 Building $156,400
2023	$1,056.00	$170,400 Land $14,000 Building $156,400	$170,400 Land $14,000 Building $156,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 165 Chrystal Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	2 (2003–2006)
Most Recent Claim	Sep 2006 · Tropical Depression Ernesto, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 165 Chrystal Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACID BAY ESTATES private · serves 946 people · EPA ID VA4193720
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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