232 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 232 Charles St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,634 sqft · built 1950
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on Record
Last Sale	$122,000 (Feb 2018)
Tax Bill	$6,195 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit May 2021 Refinance
APN	`006018`

Property Details

APN / Parcel Number

Primary APN	`006018`
Alternative APNs	`TORR M:124 B:013 L:010` `6018`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,634 sqft Living Area
Gross Area	3,417 sqft
Basement Area	957 sqft
Unfinished Basement	957 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	6018
Street Address	232 CHARLES ST
City	TORRINGTON
State	CT
Zip	06790-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Block	13
Legal Lot Number	10
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1000
Census Tract	310500

Owner

Source: Torrington City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 CHARLES ST, TORRINGTON, CT 06790-3846
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2026	Deed of Trust, Mortgage · Line of Credit
May 27, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2018 · Amount on Record
Deed Sale	Feb 20, 2018 · Amount on Record
Prior Sale	Sep 4, 2015 · Amount on Record
Deed Book / Page	1261 / 488
Transfer Doc	1261-488
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Recording Date	Apr 14, 2026
Property Address	232 CHARLES ST, TORRINGTON, CT 06790-3846
Document Number	001457-464
Book / Page	1457 / 464
Instrument Date	Apr 8, 2026
Instrument	2026507460
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CHARLES ST, TORRINGTON, CT 06790-3846

Mortgage

Document Number	0000507460,
Date	Apr 14, 2026
Book Page	1457/464
Instrument	2026507460

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2051

Interest

Rate	6.11%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TORRINGTON CT
Property Address	232 CHARLES ST, TORRINGTON, CT 06790-3846
Transaction Type	Mortgage
Record Updated	Jun 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1335-955
Date	May 27, 2021
Book Page	1335/955
Instrument	2021-465928

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Tax Assessment & Valuation

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,195.00 (-12.98%)	$185,150 (-) Land $23,800 Building $161,350	$278,559 (+114.93%)
2025	$7,119.00	$185,150 (+105.68%) Land $23,800 Building $161,350	$129,605 Land $16,660 Building $112,945
2024	$7,119.00 (+64.91%)
2023	$4,317.00 (+1.72%)	$90,020 (-) Land $23,760 Building $66,260
2022	$4,244.00	$90,020 Land $23,760 Building $66,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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