212 Charles St, Torrington, CT 06790 Property Records

Torrington City property record for 212 Charles St, Torrington, CT 06790

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,018 sqft · built 1950
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$345,000 (Aug 2026)
Tax Bill	$7,582 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Feb 2018 Sale & Mortgage
APN	`124/013/012`

Property Details

APN / Parcel Number

Primary APN	`124/013/012`
Alternative APNs	`TORR M:124 B:013 L:012` `001932` `1932`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,018 sqft Living Area
Gross Area	3,586 sqft
Basement Area	910 sqft
Unfinished Basement	910 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,632 sqft (0.29 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	1932
Street Address	212 CHARLES ST
City	TORRINGTON
State	CT
Zip	06790-3846
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S
Legal Subdivision	VILLAGE PAUGNUT FORES
Legal Block	13
Legal Lot Number	12
Jurisdiction	TORRINGTON CT
Township / Civil Division	TORRINGTON
Census Block Group	1
Census Block	1000
Census Tract	310500

Owner

212 Charles St is owned and occupied by two individuals who bought it in August 2026.

Source: Torrington City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	212 CHARLES ST, TORRINGTON, CT 06790-3846
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Warranty Deed, Transfer · Conventional Mortgage CMV HOME LOANS
Feb 1, 2018	Warranty Deed, Transfer · FHA Mortgage DITECH FINANCIAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2026 · Amount on File
Deed Sale	Aug 18, 2026 · Amount on File
Prior Sale	Feb 1, 2018 · Amount on File
Deed Document Number	2026512064
Deed Book / Page	1468 / 67
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Aug 18, 2026
Property Address	212 CHARLES ST, TORRINGTON, CT 06790-3846
Document Number	0000512064
Book / Page	1468 / 67
Instrument Date	Aug 11, 2026
Instrument	2026512064
Transaction Type	Transfer
Record Updated	Sep 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	212 CHARLES ST, TORRINGTON, CT 06790-3846

Mortgage

Date	Aug 18, 2026

Lender

Name	CMV HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TORRINGTON CT
Recording Date	Feb 1, 2018
Property Address	212 CHARLES ST, TORRINGTON, CT 06790-3846
Document Number	1260-781
Book / Page	1260 / 781
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$46.42
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12600783
Date	Feb 1, 2018
Instrument	01260/0783

Lender

Name	DITECH FINANCIAL LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 212 Charles St was $7,582, down 13% from the year before.

Source: Torrington City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Torrington City
Unified School District	Torrington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,582.00 (-12.97%)	$226,590 (-) Land $23,800 Building $202,790	$331,034 (+108.71%)
2025	$8,712.00	$226,590 Land $23,800 Building $202,790	$158,613 Land $16,660 Building $141,953
2024	$8,712.00 (+54.3%)
2023	$5,646.00 (+1.75%)	$117,720 (-) Land $23,760 Building $93,960
2022	$5,549.00	$117,720 Land $23,760 Building $93,960

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 212 Charles St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 212 Charles St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TORRINGTON WATER COMPANY private · serves 37,915 people · EPA ID CT1430011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Treatment report not submitted Mar 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Xfinity Fiber	2,000 / 2,000

May also be available: Verizon.

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