Hamilton County property record for 232 Charles St, Cincinnati, OH 45215
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,925 sqft · built 1928 |
| Lot Size | 0.31 acres (13,547 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $485,000 (Oct 2023) |
| Tax Bill | $8,121 (2025) |
| Deeds & Mortgages | Oct 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 592-0011-0033-00 |
| Primary APN | 592-0011-0033-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,925 sqft Living Area |
| 1st Floor Area | 1,925 sqft |
| 2nd Floor Area | 33 sqft |
| Basement Area | 1,604 sqft |
| Finished Basement | 600 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1928 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Lot Area | 13,547 sqft (0.31 acres) |
| Lot Dimensions | 206 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 327 sqft |
| Patio Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 232 CHARLES ST |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45215-4201 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CHARLES AV 75 X 206.30 PT LOT 30 C S WOODRUFFS SUB |
| Legal Subdivision | C S WOODRUFFS SUB |
| Legal Lot Number | 30 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | WYOMING |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 22601 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 232 CHARLES ST, CINCINNATI, OH 45215-4201 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 5, 2023 · Amount on Record |
| Deed Sale | Oct 5, 2023 · Amount on Record |
| Prior Sale | Apr 24, 2015 · Amount on Record |
| Deed Document Number | 0000071255 |
| Deed Book / Page | 15015 / 1492 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Oct 5, 2023 |
| Property Address | 232 CHARLES ST, CINCINNATI, OH 45215-4201 |
| Document Number | 0000071255 |
| Book / Page | 15015 / 1492 |
| Map Reference | MB 4 PG 279 |
| Instrument Date | Oct 2, 2023 |
| Instrument | 2023-0071255 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2023 |
| Title Company | LAWYERS TITLE/CINCINNATI INC, LAWYERS TTL OF CINCINNATI IN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $485.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 232 CHARLES ST, CINCINNATI, OH 45215-4201 |
| Document Number | 0000071256 |
|---|---|
| Date | Oct 5, 2023 |
| Instrument | 2023-0071256 |
| Name | EAGLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2053 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Wyoming City |
| Unified School District | Wyoming City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,121.00 (+2.34%) | $133,343 (-) Land $45,927 Building $87,416 | |
| 2024 | $7,935.00 (+8.52%) | $133,343 (-) Land $45,927 Building $87,416 | |
| 2023 | $7,312.00 (+10.74%) | $133,343 (+36.94%) Land $45,927 Building $87,416 | $380,980 (+36.94%) Land $131,220 Building $249,760 |
| 2022 | $6,603.00 Homeowner's exemption | $97,370 Land $30,030 Building $67,340 | |
| 2020 | $278,200 Land $85,800 Building $192,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Jul 1985 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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