229 Charles St, Cincinnati, OH 45215 Property Records

Hamilton County property record for 229 Charles St, Cincinnati, OH 45215

Property Summary

Property TypeSingle Family Home
Details5 bd · 6 ba · 3,147 sqft · built 1937
Lot Size0.46 acres (20,038 sqft)
Owner2 Trust Names on File
Last Sale$760,000 (Aug 2022)
Tax Bill$16,189 (2025)
Deeds & MortgagesAug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN592-0011-0020-00

Property Details

APN / Parcel Number

Primary APN592-0011-0020-00

Interior

Bedrooms5 Beds
Full Baths6 Baths
Half Baths3 Half Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,147 sqft Living Area
1st Floor Area1,905 sqft
2nd Floor Area1,242 sqft
Attic Area342 sqft
Basement Area862 sqft
Finished Basement300 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1937
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area20,038 sqft (0.46 acres)
Lot Dimensions200 ft deep x 100 ft wide
Garage TypeAttached
Garage Area506 sqft
Parking Spaces4 Parking Spaces
PorchPorch
Porch Area112 sqft
Patio Area149 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address229 CHARLES ST
CityCINCINNATI
StateOH
Zip45215-4201
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description229 CHARLES AVE 100 X 200 PTS LOTS 36-37-40-41 C S WOODRUFFSPARS 20 THRU 23 CONS
Legal SubdivisionWOODRUFFS
Legal Lot Number36-37-4 37
JurisdictionHAMILTON OH
Township / Civil DivisionWYOMING
Census Block Group1
Census Block1000
Census Tract22601

Owner

229 Charles St is held in a trust since August 2022.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Trust Names on File
Co-ownerCo-owner on File
Mailing Address228 CHARLES ST, CINCINNATI, OH 45215-4201
Owner TypeCompany, Secondary Individual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names3 Names on Deed
Last SaleAug 2, 2022 · Amount on File
Deed SaleAug 2, 2022 · Amount on File
Prior SaleAug 1, 1996 · Amount on File
Deed Document Number0000075211
Deed Book / Page14721 / 1046
Record UpdatedJun 8, 2026

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateAug 2, 2022
Property Address229 CHARLES ST, CINCINNATI, OH 45215-4201
Document Number0000075211
Book / Page14721 / 1046
Map ReferenceMB 4 PG 279
Instrument DateJul 29, 2022
Instrument2022-0075211
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 CHARLES ST, CINCINNATI, OH 45215-4201

Mortgage

Document Number0000075213
DateAug 2, 2022
Instrument2022-0075213
Lender
Name3RD STREET FINANCIAL CORPORATION
TypeNon-Lending Institution
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term240 Months
DueAug 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 229 Charles St was $16,189, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityWyoming City
Unified School DistrictWyoming City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,189.00 (+2.44%)$266,053 (-) Land $55,944 Building $210,109
2024$15,803.00 (+8.48%)$266,053 (+0.02%) Land $55,944 Building $210,109
2023$14,567.00 (+80.93%)$266,000 (+123.76%) Land $55,944 Building $210,056$760,150 Land $159,840 Building $600,310
2022$8,051.00 Homeowner's exemption$118,878 Land $36,582 Building $82,296
2020$339,650 Land $104,520 Building $235,130

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 229 Charles St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1985)
Most Recent ClaimJul 1985 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 229 Charles St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 68% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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