Jefferson County and Watertown City property record for 232 Central St, Watertown, NY 13601
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,608 sqft · built 1906 |
| Lot Size | 0.154 acres (6,732 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $88,500 (Nov 2015) |
| Tax Bill | $1,381 (2026) |
| APN | 221800 6-10-108.000 |
| Primary APN | 221800 6-10-108.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,608 sqft Living Area |
| 1st Floor Area | 834 sqft |
| 2nd Floor Area | 774 sqft |
| Year Built | Built 1906 |
|---|---|
| Effective Year Built | Effective 1906 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,732 sqft (0.154 acres) |
| Lot Dimensions | 198 ft deep x 34 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 452 sqft |
| Porch | Slab |
| Porch Area | 132 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03019310 |
|---|---|
| Street Address | 232 CENTRAL ST |
| City | WATERTOWN |
| State | NY |
| Zip | 13601-2945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 34X198 610108 |
| Legal Block | 10 |
| Legal Lot Number | 108.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 61200 |
Source: Jefferson County and Watertown City records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 232 CENTRAL ST, WATERTOWN, NY 13601-2945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2015 · Amount on Record |
| Deed Sale | Nov 2, 2015 · Amount on Record |
| Prior Sale | Nov 6, 2012 · Amount on Record |
| Deed Book / Page | 2015 / 16369 |
| Record Updated | Oct 29, 2026 |
Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| Municipality | Watertown City |
| Unified School District | Watertown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,381.00 (+3.91%) | ||
| 2025 | $1,329.00 | $72,700 (-) Land $6,700 Building $66,000 | $99,600 (+13.7%) Land $9,179 Building $90,421 |
| 2023 | $72,700 Land $6,700 Building $66,000 | $87,600 Land $8,073 Building $79,527 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jan 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN CITY serves 27,861 people · EPA ID NY2202346 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Total trihalomethanes not recorded as resolved · Jan 2022 Haloacetic acids resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Westelcom Networks.
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