Jefferson County and Watertown City property record for 228 Central St, Watertown, NY 13601
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,626 sqft · built 1875 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on File |
| Last Sale | $43,000 (Feb 2004) |
| Tax Bill | $1,094 (2026) |
| APN | 221800 6-10-107.000 |
| Primary APN | 221800 6-10-107.000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,626 sqft Living Area |
| 1st Floor Area | 901 sqft |
| 2nd Floor Area | 725 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1875 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 198 ft deep x 55 ft wide |
| Garage Type | Detached |
| Garage Area | 312 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 416 sqft |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 03019300 |
|---|---|
| Street Address | 228 CENTRAL ST |
| City | WATERTOWN |
| State | NY |
| Zip | 13601-2945 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Description | 55X198 610107 |
| Legal Block | 10 |
| Legal Lot Number | 107.000 |
| Jurisdiction | JEFFERSON NY |
| Township / Civil Division | WATERTOWN |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 61200 |
228 Central St is owned and occupied by an individual who bought it in February 2004.
Source: Jefferson County and Watertown City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 228 CENTRAL ST, WATERTOWN, NY 13601-2945 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2004 · Amount on File |
| Deed Sale | Feb 10, 2004 · Amount on File |
| Prior Sale | Feb 27, 1998 · Amount on File |
| Deed Book / Page | 2004 / 1926 |
| Prior Transfer Date | Jan 30, 2004 |
| Prior Transfer Doc | 0020041925 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 228 Central St was $1,094 with a homeowner's exemption, up 5% from the year before.
Source: Jefferson County and Watertown City assessment roll, as of April 28, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Jefferson County |
| Municipality | Watertown City |
| Unified School District | Watertown City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,094.00 (+4.99%) Homeowner's exemption | ||
| 2025 | $1,042.00 | $71,900 Land $8,300 Building $63,600 | $98,500 Land $11,371 Building $87,129 |
| 2023 | $71,900 Land $8,300 Building $63,600 | $86,600 Land $9,997 Building $76,603 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 228 Central St; there have been 1 flood claim nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1998) |
| Most Recent Claim | Jan 1998 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Central St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERTOWN CITY serves 27,861 people · EPA ID NY2202346 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2022 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 Total trihalomethanes not recorded as resolved · Jan 2022 Haloacetic acids resolved · Jul 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Westelcom Networks.
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