232 Castle Stuart Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 232 Castle Stuart Ct, O Fallon, MO 63368 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 4,041 sqft · built 2020
Lot Size0.317 acres (13,852 sqft)
OwnerIndividual Name on File
Last Sale$702,153 (Aug 2020)
Tax Bill$9,929 (2025)
Deeds & MortgagesJul 2026 Line of Credit
Aug 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT211800022

Property Details

APN / Parcel Number

Primary APNT211800022
Alternative APN
  • 4-0033-C881-00-0022.0000000

Interior

Bedrooms4 Beds
Full Baths4 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area4,041 sqft Living Area
Basement Area2,441 sqft

Exterior

Year BuiltBuilt 2020
Exterior MaterialBrick
Lot Area13,852 sqft (0.317 acres)
Garage TypeAttached
Parking Spaces3 Parking Spaces

Location & Zoning

Account NumberT211800022
Street Address232 CASTLE STUART CT
CityO FALLON
StateMO
Zip63368-4207
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionINVERNESS PH 1 LOT 22
Legal SubdivisionINVERNESS PH 1
Legal Lot Number22
JurisdictionST CHARLES MO
Township / Civil DivisionLAKE ST. LOUIS
Census Block Group3
Census Block3001
Census Tract311904

Owner

Source: St. Charles County records · APN T211800022

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address232 CASTLE STUART CT, O FALLON, MO 63368-4207
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2026Deed of Trust, Mortgage · Line of Credit
GUILD MORTGAGE COMPANY
Aug 19, 2020Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 19, 2020 · Amount on Record
Deed SaleAug 19, 2020 · Amount on Record
Deed Document Number0073751440
Deed Book / Page7375 / 1440
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Recording DateJul 17, 2026
Property Address232 CASTLE STUART CT, O FALLON, MO 63368-4207
Document Number0000033635
Instrument DateJul 03, 2026
Instrument202633635
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 CASTLE STUART CT, O FALLON, MO 63368-4207
InvestorPossibly a Property Investor

Mortgage

Document Number0000033635,
DateJul 17, 2026
Instrument202633635
Lender
NameGUILD MORTGAGE COMPANY
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 30, 2056
Interest
Rate6.48%
Max Rate-1%

August 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionST CHARLES MO
Recording DateAug 19, 2020
Property Address232 CASTLE STUART CT, O FALLON, MO 63368-4207
Document Number0000598430
Book / Page7375 / 1440
Map ReferenceMB 51 PG 50
Instrument DateAug 18, 2020
Instrument20200819000598430
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 04, 2022
Title CompanyARCH CITY TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address218 CHESTERFIELD TOWNE CTR, 218, CHESTERFIELD, MO 63005-1257

Transferred To (Grantee/Buyer)

NameVerified Name
Address232 CASTLE STUART CT, DARDENNE PRAIRIE, MO 63368-4207
InvestorPossibly a Property Investor

Mortgage

Document Number0000598440
DateAug 19, 2020
Instrument20200819000598440
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2050

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
MunicipalityDardenne Prairie City
CountySt. Charles County
Unified School DistrictWentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$9,929.00$154,492 (+6.32%)$813,115 (+6.32%) Land $110,001 Building $703,114
2023$145,309
2022$764,786 Land $80,001 Building $684,785

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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