226 Castle Stuart Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 226 Castle Stuart Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,601 sqft · built 2020
Lot Size	0.25 acres (10,907 sqft)
Owner	2 Individual Names on Record
Last Sale	$784,000 (Dec 2020)
Tax Bill	$8,768 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T211800019`

Property Details

APN / Parcel Number

Primary APN	`T211800019`
Alternative APN	`4-0033-C881-00-0019.0000000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,601 sqft Living Area
Gross Area	4,732 sqft
1st Floor Area	2,366 sqft
Basement Area	2,366 sqft
Finished Basement	1,235 sqft
Unfinished Basement	1,131 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Ranch
Exterior Material	Stone
Lot Area	10,907 sqft (0.25 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Account Number	T211800019
Street Address	226 CASTLE STUART CT
City	O FALLON
State	MO
Zip	63368-4207
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INVERNESS PH 1 LOT 19
Legal Subdivision	INVERNESS PH 1
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Township / Civil Division	LAKE ST. LOUIS
Census Block Group	3
Census Block	3001
Census Tract	311904

Owner

Source: St. Charles County records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	226 CASTLE STUART CT, O FALLON, MO 63368-4207
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 2020 · Amount on Record
Deed Sale	Dec 2, 2020 · Amount on Record
Deed Document Number	202093820
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 2, 2020
Property Address	226 CASTLE STUART CT, DARDENNE PRAIRIE, MO 63368-4207
Document Number	0000093820
Map Reference	MB 51 PG 50
Instrument Date	Dec 1, 2020
Instrument	2020R-093820
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	218 CHESTERFIELD TOWNE CTR, 218, CHESTERFIELD, MO 63005-1257

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CASTLE STUART CT, DARDENNE PRAIRIE, MO 63368-4207

Mortgage

Document Number	0000093821
Date	Dec 2, 2020
Instrument	2020R-093821

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 13, 2025

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Dardenne Prairie City
County	St. Charles County
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,768.00 (-5.98%)	$136,430 (-3.34%)	$718,054 (-3.34%) Land $110,001 Building $608,053
2024	$9,326.00
2023		$141,148
2022			$742,881 Land $80,001 Building $662,880

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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