Elko County property record for 232 Cascade Dr, Spring Creek, NV 89815 · Last verified November 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2008 |
| Square Footage | 1,638 sqft Living Area |
| Lot Size | 128,502 sqft (2.95 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $375,000 (2019) |
| Tax Bill | $3,446.00 (2025) |
Source: Elko County records · APN 052-010-041
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 232 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 14, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GUILD MORTGAGE CO |
| Oct 08, 2019 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 08, 2019 · Amount on Record |
| Deed Sale | Oct 08, 2019 · Amount on Record |
| Prior Sale | Jan 30, 2009 · Amount on Record |
| Deed Doc Number | 760309 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 232 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2021 |
| Title Company | WFG NATIONAL TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0000775441 |
|---|---|
| Date | Oct 14, 2020 |
| Instrument | 775441 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 08, 2019 |
| Property Address | 232 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000760309 |
| Instrument Date | Sep 01, 2019 |
| Instrument | 760309 |
| Transaction Type | Transfer |
| Record Updated | Sep 06, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,462.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4360 RIM ROCK RD, 4360, WINNEMUCCA, NV 89445-3028 |
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 232 CASCADE DR, SPRING CREEK, NV 89815-5124 |
| Document Number | 0000760310 |
|---|---|
| Date | Oct 08, 2019 |
| Instrument | 760310 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2049 |
Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Unified School District | Elko County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,446.00 (+15.68%) | $137,007 (+8.28%) Land $14,000 Building $123,007 | $391,449 (+8.28%) Land $40,000 Building $351,449 |
| 2023 | $2,979.00 (+3.01%) | $126,531 (+17.2%) Land $9,975 Building $116,556 | $361,517 (+17.2%) Land $28,500 Building $333,017 |
| 2022 | $2,892.00 | $107,959 Land $9,975 Building $97,984 | $308,454 Land $28,500 Building $279,954 |
Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Extreme above 98% of the US · above 94% of Nevada |
|---|---|
| Wildfire Likelihood | About 1 in 36 per year |
| Exposure | Direct burnable vegetation at the parcel |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 052-010-041 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 1,638 sqft Living Area |
| Gross Area | 3,930 sqft Gross Area |
| Basement Area | 1,552 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 2008 |
|---|---|
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 128,502 sqft (2.95 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Area | 740 sqft Garage |
| Fence | Fence |
| Deck Area | 534 sqft Deck |
| Patio Area | 534 sqft Patio |
| Heating System | HVAC Heating |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 232 CASCADE DR |
|---|---|
| City | SPRING CREEK |
| State | NV |
| Zip | 89815-5124 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TRACT 102 SPRING CREEK CORPORATION FILE 60405 |
| Legal Subdivision | SPRING CREEK TRACT 102 |
| Legal Tract | 102 |
| Legal Block | 10 |
| Legal Lot Number | 41 |
| Jurisdiction | ELKO NV |
| Minor Civil Division | ELKO |
| Census Blockgroup | 2 |
| Census Block | 2007 |
| Census Tract | 951403 |
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