232 Caldwell Ave, Beloit, WI 53511 Property Records

Rock County property record for 232 Caldwell Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1962
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Aug 2023)
Tax Bill	$1,887 (2025)
Deeds & Mortgages	Aug 2023 Mortgage Aug 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`206 12610140`

Property Details

APN / Parcel Number

Primary APN	`206 12610140`
Alternative APN	`12610140`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	6,229 sqft (0.143 acres)

Location & Zoning

Account Number	206 12610140
Street Address	232 CALDWELL AVE
City	BELOIT
State	WI
Zip	53511-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 21 SHORE CREST SUB
Legal Subdivision	SHORE CREST SUB
Legal Lot Number	21
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1008
Census Tract	1700

Owner

Source: Rock County assessment roll, as of April 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	232 CALDWELL AVE, BELOIT, WI 53511-3413
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEIGHBORHOOD HOUSING SERVICE
Aug 2, 2023	Warranty Deed, Transfer · FHA Mortgage BLACKHAWK BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 2, 2023 · Amount on Record
Deed Sale	Aug 2, 2023 · Amount on Record
Prior Sale	Dec 15, 2015 · Amount on Record
Deed Document Number	20232245347
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	232 CALDWELL AVE, BELOIT, WI 53511-3413
Transaction Type	Mortgage
Record Updated	Sep 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002246348
Date	Aug 18, 2023
Instrument	2246348

Lender

Name	NEIGHBORHOOD HOUSING SERVICE
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Aug 2, 2023
Property Address	232 CALDWELL AVE, BELOIT, WI 53511-3413
Document Number	0002245347
Instrument Date	Jul 28, 2023
Instrument	2245347
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	NATIONS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$465.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 CALDWELL AVE, BELOIT, WI 53511-3413

Mortgage

Document Number	0002245348
Date	Aug 2, 2023
Instrument	2245348

Lender

Name	BLACKHAWK BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,887.00 (+43.5%) Homeowner's exemption	$124,300 (+34.52%) Land $9,400 Building $114,900	$136,500 (+29.88%)
2023	$1,315.00 (-3.94%) Homeowner's exemption	$92,400 (-) Land $9,400 Building $83,000	$105,100 (+9.59%)
2022	$1,369.00 Homeowner's exemption	$92,400 Land $9,400 Building $83,000	$95,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2008)
Most Recent Claim	Aug 2008 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
ResTech Services Fixed Wireless	100 / 25
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, Hilbert Communications.

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