226 Caldwell Ave, Beloit, WI 53511 Property Records

Rock County property record for 226 Caldwell Ave, Beloit, WI 53511

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1966
Lot Size	0.143 acres (6,229 sqft)
Owner	Individual Name on Record
Last Sale	$199,900 (Jun 2026)
Tax Bill	$1,761 (2025)
Deeds & Mortgages	Jun 2022 Mortgage Nov 2006 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`206 12610135`

Property Details

APN / Parcel Number

Primary APN	`206 12610135`
Alternative APN	`12610135`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	6,229 sqft (0.143 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	206 12610135
Street Address	226 CALDWELL AVE
City	BELOIT
State	WI
Zip	53511-3413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L 22 SHORE CREST SUB
Legal Subdivision	SHORE CREST SUB
Legal Lot Number	22
Jurisdiction	ROCK WI
Township / Civil Division	BELOIT
Census Block Group	1
Census Block	1008
Census Tract	1700

Owner

Source: Rock County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	226 CALDWELL AVE, BELOIT, WI 53511-3413
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage EDUCATORS CU
Nov 10, 2006	Deed of Trust, Mortgage · Construction Mortgage ASSOCIATED BANK NA
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage US HOME MORTGAGE
Feb 14, 2022	Warranty Deed, Transfer
Jan 28, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Feb 14, 2022 · Amount on Record
Deed Document Number	20262311077
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	226 CALDWELL AVE, BELOIT, WI 53511-3413
Transaction Type	Mortgage
Record Updated	Jun 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002220410
Date	Jun 15, 2022
Instrument	2220410

Lender

Name	EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 14, 2027

Interest

Rate Type	Fixed Rate

November 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK WI
Property Address	226 CALDWELL AVE, BELOIT, WI 53511-3413
Transaction Type	Mortgage
Record Updated	Jun 26, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001770996
Date	Nov 10, 2006
Instrument	1770996

Lender

Name	ASSOCIATED BANK NA
Type	Bank
Address	STEVENS POINT, WI 54481

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jun 2, 2026
Property Address	226 CALDWELL AVE, BELOIT, WI 53511-3413
Document Number	0002311077
Instrument Date	Jun 1, 2026
Instrument	20262311077
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$60,569.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 CALDWELL AVE, BELOIT, WI 53511-3413
Investor	Possibly a Property Investor

Mortgage

Document Number	0002311078,
Date	Jun 2, 2026
Instrument	20262311078

Lender

Name	US HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	0002311088,
Date	Jun 2, 2026
Instrument	20262311088

Lender

Name	US HOME MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	10 Months
Due	Jul 1, 2036

Interest

Rate	6.3%
Max Rate	-1%

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Feb 14, 2022
Property Address	226 CALDWELL AVE, BELOIT, WI 53511-3413
Document Number	0002211892
Instrument Date	Feb 10, 2022
Instrument	2211892
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$265.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2870 S RIVERSIDE DR, BELOIT, WI 53511-1506

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCK WI
Recording Date	Jan 28, 2022
Property Address	226 CALDWELL AVE, BELOIT, WI 53511-3413
Document Number	0002210711
Instrument Date	Jan 25, 2022
Instrument	2210711
Transaction Type	Transfer
Record Updated	Apr 2, 2026

Transaction

Amount	Amount Recorded
Tax	$225.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13526 MARIA DR, HUDSON, FL 34667-4519

Tax Assessment & Valuation

Source: Rock County assessment roll, as of April 2, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
Municipality	Beloit City
County	Rock County
Unified School District	Beloit School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,761.00 (+23.58%)	$108,200 (+18.9%) Land $9,400 Building $98,800	$118,800 (+14.78%)
2023	$1,425.00	$91,000 Land $9,400 Building $81,600	$103,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 3, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1979–2008)
Most Recent Claim	Aug 2008 · river or lake flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELOIT serves 36,677 people · EPA ID WI1540112
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Oct 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Bug Tussel Wireless.

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