226 32nd Ave N, Saint Cloud, MN 56303 Property Records

Stearns County property record for 226 32nd Ave N, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,030 sqft · built 1946
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on File
Last Sale	$194,636 (May 2026)
Tax Bill	$2,648 (2026)
Deeds & Mortgages	May 2026 Sale May 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`82-50515-0000`

Property Details

APN / Parcel Number

Primary APN	`82-50515-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,030 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	15,246 sqft (0.35 acres)
Lot Width	120 ft Width
Garage Area	782 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Street Address	226 32ND AVE N
City	SAINT CLOUD
State	MN
Zip	56303-4142
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	LOTS 11 12 & 13 BLK 3 ROSEDALE PARK ADD SECTION 15 TOWNSHIP 124 RANGE 028 ROSEDALE PARK ADD SECTION 15 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	15
Legal Subdivision	ROSEDALE PARK ADD
Legal Block	3
Legal Lot Number	11-13
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2023
Census Tract	601

Owner

226 32nd Ave N is owned and occupied by an individual who bought it in May 2026.

Source: Stearns County records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	226 32ND AVE N, SAINT CLOUD, MN 56303-4142
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Affidavit, Transfer
May 1, 2026	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
May 1, 2026	Warranty Deed, Transfer · Conventional Mortgage INTERNATIONAL BANK OF COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on File
Deed Sale	May 1, 2026 · Amount on File
Deed Document Number	20261712364
Record Updated	Oct 29, 2026

May 2026: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	STEARNS MN
Recording Date	May 1, 2026
Property Address	226 32ND AVE N, SAINT CLOUD, MN 56303-4142
Document Number	0001712362
Instrument Date	May 1, 2026
Instrument	20261712362
Transaction Type	Transfer
Record Updated	Aug 28, 2026

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEARNS MN
Recording Date	May 1, 2026
Property Address	226 32ND AVE N, SAINT CLOUD, MN 56303-4142
Document Number	0001712363
Instrument Date	Apr 20, 2026
Instrument	20261712363
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 32ND AVE N, SAINT CLOUD, MN 56303-4142

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	May 1, 2026
Property Address	226 32ND AVE N, SAINT CLOUD, MN 56303-4142
Document Number	0001712364
Instrument Date	Apr 20, 2026
Instrument	2026.1712364
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$64,872.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	226 32ND AVE N, SAINT CLOUD, MN 56303-4142

Mortgage

Document Number	0001712364,
Date	May 1, 2026
Instrument	2026.1712364

Lender

Name	INTERNATIONAL BANK OF COMMERCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 226 32nd Ave N was $2,648.

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,648.00	$166,900 (-) Land $30,000 Building $136,900	$166,900 (-) Land $30,000 Building $136,900
2025		$166,900 Land $30,000 Building $136,900	$166,900 Land $30,000 Building $136,900
2023	$2,338.00	$160,400 Land $30,000 Building $130,400	$160,400 Land $30,000 Building $130,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 226 32nd Ave N in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 226 32nd Ave N has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Fidium Fiber, Xtratyme Technologies.

Nearby Properties on 32nd Ave N

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures