232 18th St, Findlay, OH 45840 Property Records

Hancock County property record for 232 18th St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,082 sqft · built 1950
Lot Size	0.129 acres (5,624 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Sep 2021)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-072-10-019.000`

Property Details

APN / Parcel Number

Primary APN	`1011-072-10-019.000`
Alternative APN	`570000219370`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,082 sqft Living Area
1st Floor Area	872 sqft
Basement Area	872 sqft
Unfinished Basement	872 sqft
Flooring	Tile
Interior Walls	Plaster

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,624 sqft (0.129 acres)
Lot Dimensions	125 ft deep x 45 ft wide
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	82 sqft

Utilities, Heating & Cooling

Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	232 18TH ST
City	FINDLAY
State	OH
Zip	45840-4312
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENWOOD ADD LOT 206
Legal Subdivision	GLENWOOD ADD
Legal Lot Number	206
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	3
Census Block	3026
Census Tract	500

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	232 18TH ST, FINDLAY, OH 45840-4312
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
Mar 5, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC
Sep 23, 2021	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Dec 22, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2021 · Amount on Record
Deed Sale	Sep 23, 2021 · Amount on Record
Prior Sale	Sep 6, 1995 · Amount on Record
Deed Document Number	202111190
Deed Book / Page	2587 / 874
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Recording Date	Aug 28, 2026
Property Address	232 18TH ST, FINDLAY, OH 45840-4312
Document Number	0000006528
Book / Page	2632 / 1724
Instrument Date	Aug 10, 2026
Instrument	20266528
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 18TH ST, FINDLAY, OH 45840-4312

Mortgage

Document Number	0000006528,
Date	Aug 28, 2026
Book Page	2632/1724
Instrument	20266528

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	302 Months
Due	Oct 1, 2051

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	232 18TH ST, FINDLAY, OH 45840-4312
Transaction Type	Mortgage
Record Updated	Mar 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	232 18TH ST, FINDLAY, OH 45840-4312

Mortgage

Document Number	002609/886
Date	Mar 5, 2024
Book Page	2609/886
Instrument	202400001411

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Oct 1, 2051

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 23, 2021
Property Address	232 18TH ST, FINDLAY, OH 45840-4312
Document Number	2587/874
Book / Page	2587 / 874
Instrument Date	Sep 20, 2021
Instrument	202100011190
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ASSURED TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	232 18TH ST, FINDLAY, OH 45840-4312

Mortgage

Document Number	202100011191
Date	Sep 23, 2021
Instrument	202100011191

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	232 18TH ST, FINDLAY, OH 45840-4312
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2576/4545
Date	Dec 22, 2020
Book Page	2576/4545
Instrument	202000013061

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,956.00 (+32.16%)	$63,810 (+53.32%) Land $6,600 Building $57,210	$182,310 (+53.3%) Land $18,850 Building $163,460
2023	$1,480.00 Homeowner's exemption	$41,620 Land $4,280 Building $37,340
2022			$118,920 Land $12,240 Building $106,680

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	16 (1978–2025)
Claims Outside the SFHA	1 of 16
Most Recent Claim	May 2025 · river or lake flooding
Claims by Event	Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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