228 18th St, Findlay, OH 45840 Property Records

Hancock County property record for 228 18th St, Findlay, OH 45840

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,064 sqft · built 1930
Lot Size0.258 acres (11,252 sqft)
OwnerIndividual Name on Record
Last Sale$63,000 (Nov 1996)
Tax Bill$1,706 (2025)
Deeds & MortgagesOct 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN1011-072-10-017.000

Property Details

APN / Parcel Number

Primary APN1011-072-10-017.000
Alternative APN
  • 570001015810

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,064 sqft Living Area
1st Floor Area1,064 sqft
Upper Floors Area1,064 sqft
Basement Area728 sqft
Finished Basement728 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1930
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area147 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address228 18TH ST
CityFINDLAY
StateOH
Zip45840-4312
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENWOOD ADD LOT 182 & 189
Legal SubdivisionGLENWOOD ADD
Legal Lot Number182,189
JurisdictionHANCOCK OH
Township / Civil DivisionFINDLAY
Census Block Group3
Census Block3026
Census Tract500

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address228 18TH ST, FINDLAY, OH 45840-4312
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 13, 1996 · Amount on Record
Deed SaleNov 13, 1996 · Amount on Record
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHANCOCK OH
Property Address228 18TH ST, FINDLAY, OH 45840-4312
Transaction TypeMortgage
Record UpdatedOct 30, 2019
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2561/5723
DateOct 4, 2019
Book Page2561/5723
Instrument201900008575
Lender
NameFIFTH THIRD BANK NORTHWESTERN OHIO
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 25, 2049

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHancock County
MunicipalityFindlay City
Unified School DistrictFindlay City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,706.00 (+42.52%)$65,810 (+53.65%) Land $11,480 Building $54,330$188,040 (+53.68%) Land $32,800 Building $155,240
2023$1,197.00 Homeowner's exemption Senior Citizen's exemption$42,830 Land $7,460 Building $35,370
2022$122,360 Land $21,300 Building $101,060

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims16 (1978–2025)
Claims Outside the SFHA1 of 16
Most Recent ClaimMay 2025 · river or lake flooding
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Aug 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFINDLAY CITY PWS
serves 54,040 people · EPA ID OH3200111
Water SourceSurface water
Last State InspectionJun 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Spectrum
Cable · Fiber in parts of the area
1,000 / 50
Watch TV
Fixed Wireless
400 / 40
Verizon
Fixed Wireless
300 / 20
HDER Link
Fixed Wireless
100 / 100
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

May also be available: Amplex Wireless, MetaLINK Technologies, T-Mobile.

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