23197 Watson Rd, Defiance, OH 43512 Property Records

Defiance County property record for 23197 Watson Rd, Defiance, OH 43512

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,892 sqft · built 1975
Lot Size	5 acres (218,192 sqft)
Owner	2 Individual Names on File
Last Sale	$135,000 (Mar 2018)
Tax Bill	$2,630 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`B110002000405`

Property Details

APN / Parcel Number

Primary APN	`B110002000405`
Alternative APN	`50361092`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,892 sqft Living Area
Gross Area	4,848 sqft
1st Floor Area	1,892 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1986
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	218,192 sqft (5 acres)
Garage Type	Attached - Unfinished
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	384 sqft
Patio Area	288 sqft
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	23197 WATSON RD
City	DEFIANCE
State	OH
Zip	43512-8734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION 2 SW SW
Jurisdiction	DEFIANCE OH
Township / Civil Division	DEFIANCE
Census Block Group	3
Census Block	3017
Census Tract	958700

Owner

23197 Watson Rd is owned and occupied by two individuals who bought it in March 2018.

Source: Defiance County records, as of October 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23197 WATSON RD, DEFIANCE, OH 43512-8734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
Sep 27, 2023	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 10, 2021	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK
May 10, 2021	Deed of Trust, Mortgage · Closed-End Mortgage THE HUNTINGTON NATIONAL BANK
Mar 20, 2018	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2018 · Amount on File
Deed Sale	Mar 20, 2018 · Amount on File
Prior Sale	Sep 28, 2015 · Amount on File
Deed Document Number	20181105
Deed Book / Page	410 / 1935
Prior Transfer Date	Jan 26, 2012
Prior Transfer Doc	359/0011
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	23197 WATSON RD, DEFIANCE, OH 43512-8734
Transaction Type	Mortgage
Record Updated	Jan 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23197 WATSON RD, DEFIANCE, OH 43512-8734

Mortgage

Document Number	00459/1885
Date	Sep 21, 2023
Book Page	459/1885
Instrument	202300003332

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	23197 WATSON RD, DEFIANCE, OH 43512-8734
Transaction Type	Mortgage
Record Updated	Oct 11, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23197 WATSON RD, DEFIANCE, OH 43512-8734

Mortgage

Document Number	00459/1885
Date	Sep 27, 2023
Book Page	459/1885
Instrument	202300003332

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	23197 WATSON RD, DEFIANCE, OH 43512-8734
Transaction Type	Mortgage
Record Updated	May 31, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23197 WATSON RD, DEFIANCE, OH 43512-8734

Mortgage

Document Number	438/750
Date	May 10, 2021
Book Page	438/750
Instrument	202100002545

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Apr 12, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DEFIANCE OH
Property Address	23197 WATSON RD, DEFIANCE, OH 43512-8734
Transaction Type	Mortgage
Record Updated	May 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23197 WATSON RD, DEFIANCE, OH 43512-8734

Mortgage

Document Number	438/743
Date	May 10, 2021
Book Page	438/743
Instrument	202100002544

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEFIANCE OH
Recording Date	Mar 20, 2018
Property Address	23197 WATSON RD, DEFIANCE, OH 43512-8734
Document Number	410/1935
Book / Page	410 / 1935
Instrument Date	Feb 27, 2018
Instrument	201800001105
Transaction Type	Transfer
Record Updated	May 24, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	23197 WATSON RD, DEFIANCE, OH 43512-8734

Mortgage

Document Number	201800001106
Date	Mar 20, 2018
Instrument	201800001106

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 23197 Watson Rd was $2,630.

Source: Defiance County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Defiance County
County Subdivision	Defiance Township
Unified School District	Defiance City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,630.00	$67,470 (-) Land $10,680 Building $56,790
2024	$2,630.00 (+1.19%)	$67,470 (-) Land $10,680 Building $56,790	$192,760 (-0.01%) Land $30,510 Building $162,250
2023	$2,599.00 (+22.83%)	$67,470 (+38.46%) Land $10,680 Building $56,790	$192,771 Land $30,514 Building $162,257
2022	$2,116.00	$48,730 Land $9,360 Building $39,370
2020			$139,220 Land $26,740 Building $112,480

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23197 Watson Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23197 Watson Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arthur Mutual Telephone Fiber	1,000 / 500
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watson Rd

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