23191 N River Rd, Alva, FL 33920 Property Records

Lee County property record for 23191 N River Rd, Alva, FL 33920

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,328 sqft · built 1945
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on File
Last Sale	$214,000 (Apr 2017)
Tax Bill	$1,192 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-43-27-00-00005.0000`

Property Details

APN / Parcel Number

Primary APN	`13-43-27-00-00005.0000`
Alternative APNs	`27134300000050000` `10355831`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,328 sqft Living Area
Gross Area	1,645 sqft
1st Floor Area	1,152 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1983
Architectural Style	Cottage
Exterior Material	Brick
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	69,696 sqft
Garage Area	480 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	272 sqft
Patio Area	20 sqft
Shed	1 Shed
Shed Area	160 sqft
Gazebo	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10355831
Street Address	23191 N RIVER RD
City	ALVA
State	FL
Zip	33920-3360
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG-2
Legal Description	PARL IN S W 1/4 OF S W 1/4 SEC 13 TWP 43 R 27 AS DESC IN OR 634 PG 758
Legal Range	27E
Legal Township	43S
Legal Section	13
Legal Subdivision	BABCOCK FL CO
Legal Tract	00
Legal Block	3
Jurisdiction	LEE FL
Township / Civil Division	FORT MYERS SHORES
Census Block Group	3
Census Block	3014
Census Tract	30300

Owner

23191 N River Rd is owned and occupied by an individual who acquired it in October 2021.

Source: Lee County records, as of July 29, 2026

Owner of Record	Individual Name on File
Mailing Address	23191 N RIVER RD, ALVA, FL 33920-3360
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 29, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HAMILTON HOME LOANS INC
Apr 13, 2017	Warranty Deed, Transfer · FHA Mortgage HAMILTON GROUP FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 13, 2017 · Amount on File
Deed Sale	Apr 13, 2017 · Amount on File
Prior Sale	Mar 5, 2013 · Amount on File
Deed Document Number	201780393
Last Transfer Date	Oct 21, 2021
Transfer Doc	0000357555
Record Updated	Oct 29, 2026

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Oct 29, 2021
Property Address	23191 N RIVER RD, ALVA, FL 33920-3360
Document Number	0000357555
Instrument Date	Oct 21, 2021
Instrument	2021000357555
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	NOT AVAILABLE, OLD FLORIDA TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1393 N CHAROLAIS RD, 1393, LABELLE, FL 33935-8495

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23191 N RIVER RD, ALVA, FL 33920-3360

Mortgage

Document Number	0000357556
Date	Oct 29, 2021
Instrument	2021000357556

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Apr 13, 2017
Property Address	23191 N RIVER RD, ALVA, FL 33920-3360
Document Number	0000080393
Instrument Date	Mar 31, 2017
Instrument	2017000080393
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	OLD FLORIDA TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,498.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23191 N RIVER RD, 23191, ALVA, FL 33920-3360

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23191 N RIVER RD, ALVA, FL 33920-3360

Mortgage

Document Number	0000080394
Date	Apr 13, 2017
Instrument	2017000080394

Lender

Name	HAMILTON GROUP FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 23191 N River Rd was $1,192 with a homeowner's exemption.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$100,355 (+2.7%)	$232,804 (-19.65%) Land $145,666 Building $87,138
2025	$1,192.00 Homeowner's exemption	$97,717	$289,731 Land $74,594 Building $215,137
2023	$1,070.00 (-12.94%) Homeowner's exemption	$92,197 (+3%)	$269,791 (+40.2%) Land $52,234 Building $217,557
2022	$1,229.00 Homeowner's exemption	$89,512	$192,435 Land $24,800 Building $167,635

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 23191 N River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 99 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	99 in force
Nearby Flood Claims	26 (2001–2025)
Claims Outside the SFHA	2 of 26
Most Recent Claim	Jul 2025
Claims by Event	Hurricane Ian, Sep 2022 · 13 claims Hurricane Ian, Sep 2022 · 3 claims Hurricane Irma, Sep 2017 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23191 N River Rd is high, ranking above 78% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 78% of the US · above 66% of Florida
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Streamline Internet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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