23170 N River Rd, Alva, FL 33920 Property Records

Lee County property record for 23170 N River Rd, Alva, FL 33920

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 2,245 sqft · built 2021
Lot Size	2.1 acres (91,476 sqft)
Owner	Trust Name on File
Last Sale	$590,000 (Nov 2023)
Tax Bill	$6,001 (2025)
Deeds & Mortgages	Nov 2023 Sale Feb 2021 Construction Loan + 3 more
Flood Zone	Zone X (moderate risk)
APN	`24-43-27-00-00001.0070`

Property Details

APN / Parcel Number

Primary APN	`24-43-27-00-00001.0070`
Alternative APNs	`27244300000010070` `10512603`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,245 sqft Living Area
Gross Area	2,849 sqft
1st Floor Area	1,632 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Ranch
Exterior Material	Concrete Block
Roof Material	Asphalt
Lot Area	91,476 sqft
Garage Type	Carport
Garage Area	471 sqft
Carport	Carport
Carport Area	471 sqft
Porch	Florida Room
Shed	1 Shed
Shed Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	10512603
Street Address	23170 N RIVER RD
City	ALVA
State	FL
Zip	33920-3341
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG2
Legal Description	PARL LOC IN W 1/2 OF NW 1/4 OF NW 1/4 DESC IN OR 2897/1085 E 1/2
Legal Range	27E
Legal Township	43S
Legal Section	24
Legal Subdivision	S.R. 31 TO N. OLGA DR
Legal Tract	00
Legal Block	2
Legal Lot Number	7
Jurisdiction	LEE FL
Township / Civil Division	FORT MYERS SHORES
Census Block Group	2
Census Block	2001
Census Tract	30300

Owner

23170 N River Rd is owner-occupied and held in a trust since November 2023.

Source: Lee County records, as of July 29, 2026

Owner of Record	Trust Name on File
Mailing Address	23170 N RIVER RD, ALVA, FL 33920-3341
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2023	Warranty Deed, Transfer CAPE CORAL TITLE
Feb 12, 2021	Deed of Trust, Mortgage · Construction Mortgage LAKE MICHIGAN CU
Jan 6, 2023	Deed of Trust, Mortgage · Conventional Mortgage NEW DAY FINANCIAL LLC
Feb 10, 2022	Intrafamily Transfer, Transfer
Jul 26, 2018	Warranty Deed, Transfer FLORIDA HOMETOWN TITLE AND ESCRO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2023 · Amount on File
Deed Sale	Nov 1, 2023 · Amount on File
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	2023352698
Prior Transfer Date	Feb 10, 2022
Prior Transfer Doc	0000047888
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Nov 1, 2023
Property Address	23170 N RIVER RD, ALVA, FL 33920-3341
Document Number	0000352698
Instrument Date	Oct 30, 2023
Instrument	2023000352698
Transaction Type	Transfer
Record Updated	Nov 14, 2023
Title Company	CAPE CORAL TITLE

Transaction

Amount	Amount on Record
Tax	$4,130.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	281 REESE RD, BLAKELY, GA 39823-7909

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1616 CAPE CORAL PKWY W # 121, 121, CAPE CORAL, FL 33914-6979

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	23170 N RIVER RD, ALVA, FL 33920-3341
Transaction Type	Mortgage
Record Updated	Feb 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046714
Date	Feb 12, 2021
Instrument	2021000046714

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	373 Months
Due	Mar 1, 2052

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	23170 N RIVER RD, ALVA, FL 33920-3341
Transaction Type	Mortgage
Record Updated	Feb 10, 2023
Title Company	NOT AVAILABLE, AMERICAS SETTLEMENT COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23170 N RIVER RD, ALVA, FL 33920-3341

Mortgage

Document Number	0000006688
Date	Jan 6, 2023
Instrument	2023000006688

Lender

Name	NEW DAY FINANCIAL LLC
Type	Mortgage Company
Address	FULTON, MD 20759

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2053

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Feb 10, 2022
Property Address	23170 N RIVER RD, ALVA, FL 33920-3341
Document Number	0000047888
Instrument Date	Feb 10, 2022
Instrument	2022000047888
Transaction Type	Transfer
Record Updated	Feb 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23170 N RIVER RD, ALVA, FL 33920-3341

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Jul 26, 2018
Property Address	23170 N RIVER RD, ALVA, FL 33920-3341
Document Number	0000179739
Instrument Date	Jul 20, 2018
Instrument	179739
Transaction Type	Transfer
Record Updated	Aug 15, 2018
Title Company	FLORIDA HOMETOWN TITLE AND ESCRO

Transaction

Amount	Amount on Record
Tax	$546.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12905 PASTURES WAY FORT MYERS FL 339137635, FORT MYERS, FL 33913-7635

Tax Assessment & Valuation

The 2025 property tax bill for 23170 N River Rd was $6,001.

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$383,727 (+1%)	$457,496 (+2.41%) Land $161,096 Building $296,400
2025	$6,001.00	$348,843	$446,711 Land $132,016 Building $314,695
2023	$4,368.00 (-5.11%) Homeowner's exemption Widower's exemption	$324,340 (+3%)	$363,619 (+13.33%) Land $93,343 Building $270,276
2022	$4,603.00 Homeowner's exemption	$314,893	$320,856 Land $73,500 Building $247,356

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23170 N River Rd in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	18 in force
Nearby Flood Claims	2 (2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23170 N River Rd is high, ranking above 73% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 73% of the US · above 57% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Streamline Internet, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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