Merced County property record for 2319 Pacheco Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,265 sqft · built 2019 |
| Lot Size | 0.169 acres (7,345 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $323,000 (Jul 2019) |
| Tax Bill | $7,423 (2025) |
| Deeds & Mortgages | Jan 2024 Mortgage Feb 2023 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-432-032-000 |
| Primary APN | 008-432-032-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,265 sqft Living Area |
| 1st Floor Area | 2,265 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Lot Area | 7,345 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 247 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-432-032 |
|---|---|
| Street Address | 2319 PACHECO DR |
| City | MERCED |
| State | CA |
| Zip | 95340-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | MORAGA OF MERCED UNIT NO 1 LOT 257 |
| Legal Subdivision | MORAGA OF MERCED |
| Legal Lot Number | 257 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 2602 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 9, 2024 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Feb 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jan 20, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage POINT DIGITAL FINANCE INC |
| Mar 12, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| May 28, 2020 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Jul 29, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HM MTG/CA |
| Sep 1, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 29, 2019 · Amount on Record |
| Deed Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 201922884 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000000543 |
|---|---|
| Date | Jan 9, 2024 |
| Instrument | 2024000543 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | CORAOPOLIS, PA 15108 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 325 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000002301 |
|---|---|
| Date | Feb 2, 2023 |
| Instrument | 2023002301 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2022 |
| Title Company | CLEAREDGE TITLE |
| Name | Verified Name |
|---|---|
| Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000003466 |
|---|---|
| Date | Jan 20, 2022 |
| Instrument | 2022003466 |
| Name | POINT DIGITAL FINANCE INC |
|---|---|
| Type | Mortgage Company |
| Address | PALO ALTO, CA 94302 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Transaction Type | Mortgage |
| Record Updated | Apr 20, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|---|
| Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000011249 |
|---|---|
| Date | Mar 12, 2021 |
| Instrument | 2021011249 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK TITLE CALIFORNIA INC |
| Name | Verified Name |
|---|
| Document Number | 0000016965 |
|---|---|
| Date | May 28, 2020 |
| Instrument | 2020016965 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 29, 2019 |
| Property Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000022884 |
| Instrument Date | Jul 1, 2019 |
| Instrument | 22884 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 23, 2019 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $355.30 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2319 PACHECO DR MERCED CA 953405600, MERCED, CA 95340-5600 |
| Document Number | 22885 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 22885 |
| Name | EAGLE HM MTG/CA |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92800 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 28, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 1, 2017 |
| Property Address | 2319 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000028551 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 28551 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,669.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8080 N PALM AVE #110 FRESNO CA 937115797, 110, FRESNO, CA 93711-5797 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $360,307 (+2%) Land $78,084 Building $282,223 | |
| 2025 | $7,423.00 (+4.64%) | $353,243 (+4.04%) Land $76,553 Building $276,690 |
| 2023 | $7,094.00 (+1.88%) | $339,528 Land $73,581 Building $265,947 |
| 2022 | $6,963.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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