Merced County property record for 2311 Pacheco Dr, Merced, CA 95340
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,030 sqft · built 2019 |
| Lot Size | 0.169 acres (7,345 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $8,798 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Jun 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 008-432-034-000 |
| Primary APN | 008-432-034-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,030 sqft Living Area |
| 1st Floor Area | 2,030 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Construction Type | Wood |
| Lot Area | 7,345 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 008-432-034 |
|---|---|
| Street Address | 2311 PACHECO DR |
| City | MERCED |
| State | CA |
| Zip | 95340-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | MORAGA OF MERCED UNIT NO 1 LOT 259 |
| Legal Subdivision | MORAGA OF MERCED |
| Legal Lot Number | 259 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 2602 |
Source: Merced County records, as of August 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 6, 2026 | Grant Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Sep 20, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Nov 30, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Oct 31, 2019 | Grant Deed, Subdivision Related Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Sep 1, 2017 | Grant Deed, Transfer NORTH AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 6, 2026 |
| Deed Sale | Jul 6, 2026 |
| Prior Sale | May 16, 2025 · Amount on Record |
| Deed Document Number | 202617926 |
| Prior Transfer Date | Jun 30, 2026 |
| Prior Transfer Doc | 0000017926 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Jul 6, 2026 |
| Property Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000017926 |
| Instrument Date | Jun 30, 2026 |
| Instrument | 202617926 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000017927, |
|---|---|
| Date | Jul 6, 2026 |
| Instrument | 202617927 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2022 |
| Title Company | DOMA TITLE OF CALIFORNIA INC |
| Name | Verified Name |
|---|---|
| Address | 1143 TANGERINE WAY, SUNNYVALE, CA 94087-2435 |
| Document Number | 0000022614 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2022022614 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 1, 2027 |
| Change Frequency | 6 Months |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.5% |
| Index | Other |
| Max Rate | 9.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Transaction Type | Mortgage |
| Record Updated | Oct 18, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000041772 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021041772 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MERCED CA |
| Property Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000045427 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020045427 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Oct 31, 2019 |
| Property Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000035646 |
| Map Reference | VOL 72 PG 45-56 |
| Instrument Date | Oct 7, 2019 |
| Instrument | 2019035646 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CALATLANTIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000035648 |
|---|---|
| Date | Oct 31, 2019 |
| Instrument | 2019035648 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 1, 2017 |
| Property Address | 2311 PACHECO DR, MERCED, CA 95340-5600 |
| Document Number | 0000028551 |
| Instrument Date | Aug 23, 2017 |
| Instrument | 28551 |
| Transaction Type | Transfer |
| Record Updated | Oct 10, 2017 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $7,669.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8080 N PALM AVE #110 FRESNO CA 937115797, 110, FRESNO, CA 93711-5797 |
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $494,700 (+3.06%) Land $122,400 Building $372,300 | |
| 2025 | $8,798.00 (-0.07%) | $480,000 (-3.96%) Land $120,000 Building $360,000 |
| 2023 | $8,804.00 (+31.25%) | $499,800 Land $107,100 Building $392,700 |
| 2022 | $6,708.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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