Bay County property record for 2319 E 5th St, Panama City, FL 32401
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.236 acres (10,280 sqft) |
| Owner | Company Name on Record |
| Last Sale | $145,000 (Feb 2020) |
| Tax Bill | $836 (2025) |
| Deeds & Mortgages | Feb 2020 Sale Nov 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 22665-000-000 |
| Primary APN | 22665-000-000 |
|---|
| Total Rooms | 4 Rooms |
|---|
| Lot Area | 10,280 sqft (0.236 acres) |
|---|---|
| Lot Dimensions | 129 ft deep x 80 ft wide |
| Street Address | 2319 E 5TH ST |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32401-4388 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Local Zoning Code | PC09 |
| Legal Description | PINECREST ADD W 80 LOTS 13,14,15 BLK K ORB 4225 P 686 MAP 105D1 |
| Legal Range | 14W |
| Legal Township | 04S |
| Legal Section | 10 |
| Legal Subdivision | PINECREST ADD |
| Legal Block | K |
| Legal Lot Number | 13 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 1700 |
Source: Bay County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1511 MICHIGAN AVE, PANAMA CITY, FL 32401-1150 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Feb 24, 2020 | Warranty Deed, Transfer FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR |
| Nov 12, 2019 | Warranty Deed, Transfer · Conventional with PMI DONOVAN'S REEF LOUNGE & PACKAG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 24, 2020 · Amount on Record |
| Deed Sale | Feb 24, 2020 · Amount on Record |
| Prior Sale | Sep 12, 2003 · Amount on Record |
| Deed Document Number | 202014094 |
| Deed Book / Page | 4225 / 686 |
| Last Transfer Date | Oct 10, 2024 |
| Transfer Doc | 0048490179 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Feb 24, 2020 |
| Property Address | 2319 E 5TH ST, PANAMA CITY, FL 32401 |
| Document Number | 0042250686 |
| Book / Page | 004225 / 000686 |
| Instrument Date | Feb 20, 2020 |
| Instrument | 14094 |
| Transaction Type | Transfer |
| Record Updated | Mar 19, 2020 |
| Title Company | FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,015.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 1085 PANAMA CITY FL 324021085, PANAMA CITY, FL 32402-1085 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Nov 12, 2019 |
| Property Address | 2319 E 5TH ST, PANAMA CITY, FL 32401 |
| Document Number | 0041892292 |
| Book / Page | 004189 / 002292 |
| Instrument Date | Nov 6, 2019 |
| Instrument | 97971 |
| Transaction Type | Transfer |
| Record Updated | Nov 27, 2019 |
| Title Company | FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $770.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | PO BOX 1085 PANAMA CITY FL 324021085, PANAMA CITY, FL 32402-1085 |
| Document Number | 41892295 |
|---|---|
| Date | Nov 12, 2019 |
| Book Page | 004189/002295 |
| Instrument | 97972 |
| Name | DONOVAN'S REEF LOUNGE & PACKAG |
|---|---|
| Address | 307 FAIRWAY BLVD, PANAMA CITY, FL 32407-2809 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Nov 11, 2024 |
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Panama City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $836.00 (-8.73%) | $51,403 (+%) Land $51,401 Building $2 | $51,403 (+%) Land $51,401 Building $2 |
| 2023 | $916.00 (+15.66%) | $51,402 (+25%) Land $51,400 Building $2 | $51,402 (+25%) Land $51,400 Building $2 |
| 2022 | $792.00 | $41,122 Land $41,120 Building $2 | $41,122 Land $41,120 Building $2 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 16 (1999–2024) |
| Claims Outside the SFHA | 12 of 16 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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