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2303 E 5th St, Panama City, FL 32401 Property Records

Bay County property record for 2303 E 5th St, Panama City, FL 32401

Property Summary

Property TypeCommercial Vacant Land
Details7,116 sqft · built 1945
Lot Size0.9 acres (39,204 sqft)
OwnerCompany Name on File
Last Sale$145,000 (Feb 2020)
Tax Bill$3,230 (2025)
Deeds & MortgagesFeb 2020 Sale
Nov 2019 Sale
Flood ZoneZone X (minimal risk)
APN22663-000-000

Property Details

APN / Parcel Number

Primary APN22663-000-000

Interior

Total Rooms8 Rooms
Stories1 Story
Building Area7,116 sqft
1st Floor Area7,116 sqft

Exterior

Year BuiltBuilt 1945
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Lot Area39,204 sqft (0.9 acres)
Lot Dimensions230 ft deep x 160 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2303 E 5TH ST
CityPANAMA CITY
StateFL
Zip32401-4388
Property CategoryCommercial
Property TypeVacant Land > Commercial
Local Zoning CodePC09
Legal DescriptionPINECREST ADD LOTS 7-12 LESS N 40' BLK K ORB 4849 P 179
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionPINECREST
Legal BlockK
Legal Lot Number7-12 8
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1027
Census Tract1700

Owner

2303 E 5th St, commercial vacant land, is owned by a company that acquired it in October 2024.

Source: Bay County records, as of January 23, 2026

Owner of RecordCompany Name on File
Mailing Address1511 MICHIGAN AVE, PANAMA CITY, FL 32401-1150
Owner TypeCompany

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 24, 2020Warranty Deed, Transfer
FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR
Nov 12, 2019Warranty Deed, Transfer
FLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 24, 2020 · Amount on File
Deed SaleFeb 24, 2020 · Amount on File
Prior SaleFeb 24, 2020 · Amount on File
Deed Document Number0042250686
Deed Book / Page004225 / 000686
Last Transfer DateOct 10, 2024
Transfer Doc0048490179
Record UpdatedJun 8, 2026

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateFeb 24, 2020
Property Address2303 E 5TH ST, PANAMA CITY, FL 32401-4388
Document Number0042250686
Book / Page004225 / 000686
Instrument DateFeb 20, 2020
Instrument14094
Transaction TypeTransfer
Record UpdatedMar 19, 2020
Title CompanyFLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Transaction

AmountAmount on Record
Tax$1,015.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 1085 PANAMA CITY FL 324021085, PANAMA CITY, FL 32402-1085

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 12, 2019
Property Address2303 E 5TH ST, PANAMA CITY, FL 32401-4388
Document Number0041892292
Book / Page004189 / 002292
Instrument DateNov 6, 2019
Instrument97971
Transaction TypeTransfer
Record UpdatedNov 20, 2019
Title CompanyFLORIDA COASTAL CLOSING AND ESCR, FLORIDA COASTAL CLOSING & ESCR

Transaction

AmountAmount on Record
Tax$770.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
AddressPO BOX 1085 PANAMA CITY FL 324021085, PANAMA CITY, FL 32402-1085

Tax Assessment & Valuation

The 2025 property tax bill for 2303 E 5th St was $3,230.

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,230.00$204,520 Land $196,020 Building $8,500$204,520 Land $196,020 Building $8,500
2023$3,103.00 (+19.99%)$204,520 (+23.71%) Land $196,020 Building $8,500$204,520 (+23.71%) Land $196,020 Building $8,500
2022$2,586.00$165,316 Land $156,816 Building $8,500$165,316 Land $156,816 Building $8,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2303 E 5th St in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 15 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies15 in force
Nearby Flood Claims16 (1999–2024)
Claims Outside the SFHA12 of 16
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims
  • Hurricane Michael, Oct 2018 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2303 E 5th St is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.05% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

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