2318 Toub St, Ramona, CA 92065 Property Records

San Diego County property record for 2318 Toub St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,466 sqft · built 1948
Lot Size	1.28 acres (55,757 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,233 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`282-110-23-00`

Property Details

APN / Parcel Number

Primary APN	`282-110-23-00`
Alternative APN	`2820601500`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,466 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Lot Area	55,757 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	2820601500
Street Address	2318 TOUB ST
City	RAMONA
State	CA
Zip	92065-3834
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 21-13-1E NWQ DOC60373REC71 IN NEQ OF SEC 20&IN TR 000863
Legal Range	01E
Legal Township	13
Legal Section	21
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2028
Census Tract	20805

Owner

2318 Toub St is owned and occupied by two individuals who acquired it in November 2019.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2318 TOUB ST, RAMONA, CA 92065-3834
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Nov 25, 2019	Intrafamily Transfer, Transfer · FHA Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jul 26, 2018	Quit Claim Deed, Transfer CAPWEST HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2019
Deed Sale	Nov 25, 2019
Prior Sale	Jul 26, 2018 · Amount on File
Deed Document Number	2019549215
Prior Transfer Date	Nov 11, 2019
Prior Transfer Doc	0000549215
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2318 TOUB ST, RAMONA, CA 92065-3834
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	SOURCEPOINT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2318 TOUB ST, RAMONA, CA 92065-3834

Mortgage

Document Number	0000692001
Date	Oct 4, 2021
Instrument	2021-0692001

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 25, 2019
Property Address	2318 TOUB ST, RAMONA, CA 92065-3834
Document Number	0000549215
Map Reference	MAP 863
Instrument Date	Nov 11, 2019
Instrument	2019-0549215
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	UNISOURCE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2318 TOUB ST, RAMONA, CA 92065-3834

Mortgage

Document Number	0000549216
Date	Nov 25, 2019
Instrument	2019-0549216

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 26, 2018
Property Address	2318 TOUB ST, RAMONA, CA 92065-3834
Document Number	0000304666
Instrument Date	Jul 17, 2018
Instrument	304666
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	SURETY LENDER SERVICES LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$108.90
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2318 TOUB ST RAMONA CA 920653834, RAMONA, CA 92065-3834

Mortgage

Document Number	304667
Date	Jul 26, 2018
Instrument	304667

Lender

Name	CAPWEST HM LNS
Address	OVERLAND PARK, KS 66211

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2318 Toub St was $6,233.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$518,904 (+2%) Land $278,876 Building $240,028
2025	$6,233.00	$508,730 Land $273,408 Building $235,322
2023	$5,749.00 (+11.52%)	$488,978 Land $262,793 Building $226,185
2022	$5,155.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2318 Toub St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2318 Toub St is high, ranking above 70% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

Nearby Properties on Toub St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures