2235 Toub St, Ramona, CA 92065 Property Records

San Diego County property record for 2235 Toub St, Ramona, CA 92065

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,244 sqft · built 1954
Lot Size	2.06 acres (90,169 sqft)
Owner	2 Individual Names on Record
Last Sale	$809,000 (Jan 2026)
Tax Bill	$5,510 (2025)
Deeds & Mortgages	Jan 2026 Sale & Mortgage Jun 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`282-110-17-00`

Property Details

APN / Parcel Number

Primary APN	`282-110-17-00`
Alternative APN	`2821001400`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,244 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Lot Area	90,169 sqft

Location & Zoning

Old Parcel Number	2821001400
Street Address	2235 TOUB ST
City	RAMONA
State	CA
Zip	92065-2585
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	SEC 21-13-1E POR TR 000863
Legal Range	01E
Legal Township	13
Legal Section	21
Legal Subdivision	RANCHO SANTA FE
Legal Tract	000863
Legal Block	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	RAMONA
Census Block Group	2
Census Block	2010
Census Tract	20805

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	416 12TH ST, RAMONA, CA 92065-2724
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Grant Deed, Transfer · Conventional Mortgage ZILLOW HOME LOANS LLC
Jun 30, 2025	Grant Deed, Transfer · Commercial Mortgage CENTER STREET LENDING CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2026 · Amount on Record
Deed Sale	Jan 14, 2026 · Amount on Record
Prior Sale	Jun 30, 2025 · Amount on Record
Deed Document Number	202611421
Prior Transfer Date	Oct 19, 2010
Prior Transfer Doc	0000120042
Record Updated	Sep 20, 2026

January 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 14, 2026
Property Address	2235 TOUB ST, RAMONA, CA 92065-2585
Document Number	0000011421
Map Reference	MAP 863
Instrument Date	Jan 5, 2026
Instrument	2026-0011421
Transaction Type	Transfer
Record Updated	Jan 23, 2026
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2235 TOUB ST, RAMONA, CA 92065-2585

Mortgage

Document Number	0000011422
Date	Jan 14, 2026
Instrument	2026-0011422

Lender

Name	ZILLOW HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

June 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 30, 2025
Property Address	2235 TOUB ST, RAMONA, CA 92065-2585
Document Number	0000172622
Instrument Date	May 29, 2025
Instrument	2025-0172622
Transaction Type	Transfer
Record Updated	Jul 11, 2025
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3802 ROSECRANS ST # 181, SAN DIEGO, CA 92110-3114

Mortgage

Document Number	0000172623
Date	Jun 30, 2025
Instrument	2025-0172623

Lender

Name	CENTER STREET LENDING CORPORATION
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Unified School District	Ramona City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$525,300 (+5.5%) Land $459,000 Building $66,300
2025	$5,510.00 (+8%)	$497,917 (+4.04%) Land $324,729 Building $173,188
2023	$5,102.00 (+649.19%)	$478,584 Land $312,120 Building $166,464
2022	$681.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	15 (1980–2023)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 45% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RAMONA MUNICIPAL WD serves 36,455 people · EPA ID CA3710019
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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