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2317 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 2317 E 3rd St, Panama City, FL 32401

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,472 sqft · built 1930
Lot Size0.249 acres (10,846 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Nov 2023)
Tax Bill$2,589 (2025)
Deeds & MortgagesNov 2023 Sale
Oct 2017 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN22564-000-000

Property Details

APN / Parcel Number

Primary APN22564-000-000

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,472 sqft Living Area
1st Floor Area1,472 sqft
FlooringVinyl/Resilient
Interior WallsWood

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 2010
Exterior MaterialOther
Roof TypeCathedral/Clerestory
Roof MaterialOther
Lot Area10,846 sqft (0.249 acres)
Lot Dimensions209 ft deep x 52 ft wide
Garage TypeCarport
Garage Area160 sqft
CarportCarport
Carport Area160 sqft
DrivewayDriveway
Driveway Area120 sqft
PorchOpen Porch
Porch Area350 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2317 E 3RD ST
CityPANAMA CITY
StateFL
Zip32401-4835
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMU1
Legal DescriptionWELCH ADD LOT 16 BLK 7 ORB 4747 P 1290 MAP 105D1
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionWELCH ADD
Legal Block7
Legal Lot Number16
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1041
Census Tract1800

Owner

Source: Bay County assessment roll, as of January 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8944 SALVATORE ST, LAS VEGAS, NV 89148-4943
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2023Warranty Deed, Transfer
DIAMOND TITLE AGENCY INC
Oct 6, 2017Quit Claim Deed, Transfer
ATTORNEY ONLY
Sep 28, 2017Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 7, 2023 · Amount on Record
Deed SaleNov 7, 2023 · Amount on Record
Prior SaleFeb 28, 2006 · Amount on Record
Deed Document Number202370456
Deed Book / Page4747 / 1290
Prior Transfer DateSep 28, 2017
Prior Transfer Doc0039410196
Record UpdatedJun 8, 2026

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateNov 7, 2023
Property Address2317 E 3RD ST, PANAMA CITY, FL 32401-4835
Document Number0047471290
Book / Page4747 / 1290
Map ReferenceMB 4 PG 39
Instrument DateNov 7, 2023
Instrument2023070456
Transaction TypeTransfer
Record UpdatedDec 14, 2023
Title CompanyDIAMOND TITLE AGENCY INC

Transaction

AmountAmount Recorded
Tax$1,260.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address232 SHERMAN AVE, PANAMA CITY, FL 32401-4877

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8944 SALVATORE ST, LAS VEGAS, NV 89148-4943

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionBAY FL
Recording DateOct 6, 2017
Property Address2317 E 3RD ST, PANAMA CITY, FL 32401-4835
Document Number0039440169
Book / Page003944 / 000169
Instrument DateOct 6, 2017
Instrument57973
Transaction TypeTransfer
Record UpdatedOct 31, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2317 E 3RD ST PANAMA CITY BEACH FL 324014835, PANAMA CITY BEACH, FL 32401-4835

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBAY FL
Recording DateSep 28, 2017
Property Address2317 E 3RD ST, PANAMA CITY, FL 32401-4835
Document Number0039410196
Book / Page003941 / 000196
Instrument DateSep 28, 2017
Instrument55846
Transaction TypeTransfer
Record UpdatedOct 19, 2017

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2317 E 3RD ST PANAMA CITY BEACH FL 324014835, PANAMA CITY BEACH, FL 32401-4835

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,589.00 (-4.43%)$163,964 (+7.31%) Land $21,622 Building $142,342$163,964 (+7.31%) Land $21,622 Building $142,342
2024$2,709.00 (+541.94%)$152,793 (+136.66%) Land $17,971 Building $134,822$152,793 (+52.4%) Land $17,971 Building $134,822
2023$422.00 (-16.1%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$64,563 (+3%)$100,261 (+50.36%) Land $16,848 Building $83,413
2022$503.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$62,683$66,681 Land $12,636 Building $54,045

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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