2220 E 3rd St, Panama City, FL 32401 Property Records

Bay County property record for 2220 E 3rd St, Panama City, FL 32401

Property Summary

Property TypeReligious, Church, Worship (Synagogue, Temple, Parsonage)
Details7,662 sqft · built 1950
Lot Size0.398 acres (17,380 sqft)
OwnerIndividual Name on Record
Tax Bill$498 (2024)
Flood ZoneZone X (minimal risk)
APN22834-000-000

Property Details

APN / Parcel Number

Primary APN22834-000-000

Interior

Total Rooms20 Rooms
Stories2 Stories
Building Area7,662 sqft Total Area
1st Floor Area4,635 sqft
FlooringTerrazzo
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialShingle
Lot Area17,380 sqft (0.398 acres)
Lot Dimensions95 ft deep x 183 ft wide
DrivewayDriveway
Driveway Area520 sqft
PorchPorch
Porch Area417 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address2220 E 3RD ST
CityPANAMA CITY
StateFL
Zip32401-4834
Property CategoryOther
Property TypeOther > Religious, Church, Worship (Synagogue, Temple, Parsonage)
Legal DescriptionHOLMES ADD LOT 1 BLK 5 MAP 105D4
Legal Range14W
Legal Township04S
Legal Section10
Legal SubdivisionHOLMES ADD
Legal Block5
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group1
Census Block1045
Census Tract1800

Owner

Source: Bay County records, as of January 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2220 E 3RD ST, PANAMA CITY, FL 32401-4834
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Bay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityPanama City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$116,284 (+0.52%) Land $33,416 Building $82,868$116,284 (+0.52%) Land $33,416 Building $82,868
2024$498.00 (+50.45%)
2023$331.00 (-4.34%) Additional exemption filed$115,679 (-) Land $33,415 Building $82,264$115,679 (-) Land $33,415 Building $82,264
2022$346.00 Additional exemption filed$115,679 Land $33,415 Building $82,264$115,679 Land $33,415 Building $82,264

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies47 units insured
incl. 28 condo units
Nearby Flood Claims19 (1979–2021)
Claims Outside the SFHA13 of 19
Most Recent ClaimOct 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 6 claims
  • Hurricane Opal, Oct 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPANAMA CITY WATER SYSTEM
serves 34,345 people · EPA ID FL1030517
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionFeb 2026
Lead1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 185 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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