2317 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2317 10th St, Saint Cloud, FL 34769 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2 Baths
Year Built	Built 1984
Square Footage	1,336 sqft Living Area
Lot Size	7,492 sqft (0.172 acres)
Occupancy	Owner Occupied
Last Sale	$325,000 (2025)
Tax Bill	$629.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0151-0215`
Alternative APNs	`263001000101510215` `77790`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,336 sqft Living Area
Gross Area	1,552 sqft Gross Area
1st Floor	1,046 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1984
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	7,492 sqft (0.172 acres)
Depth X Width	100 ft x 75 ft Depth x Width
Garage Area	290 sqft Garage
Shed	1 Shed
Shed Area	72 sqft Shed
Porch Area	458 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2317 10TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3510
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 34 BLK 151 E1/2 LOTS 21-24 3/26/30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	151
Legal Lot Number	215
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4013
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0151-0215

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2317 10TH ST, SAINT CLOUD, FL 34769-3510
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 06, 2025 · Amount on Record
Deed Sale	Aug 06, 2025 · Amount on Record
Prior Sale	Dec 10, 2024 · Amount on Record
Deed Doc Number	202598334
Deed Book / Page	6831 / 1169
Transfer Doc	0033692219
Record Refreshed	Sep 20, 2026

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Aug 06, 2025
Property Address	2317 10TH ST, SAINT CLOUD, FL 34769-3510
Document Number	0068311169
Book / Page	6831 / 1169
Map Reference	MB B PG 33&34
Instrument Date	Aug 04, 2025
Instrument	2025098334
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1211 12TH ST # ST2, ST2, SAINT CLOUD, FL 34769-3722

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2317 10TH ST, SAINT CLOUD, FL 34769-3510

Mortgage

Document Number	0068311171
Date	Aug 06, 2025
Instrument	6831/1171

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2055

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,771.00 (+499.52%)	$210,500 (+143.02%) Land $46,800 Building $163,700	$210,500 (+12.51%) Land $46,800 Building $163,700
2024	$629.00 (+6.25%)
2023	$592.00 (+8.23%) Homeowner's exemption Senior Citizen's exemption	$86,618 (+3%)	$187,100 (+14.09%) Land $42,500 Building $144,600
2022	$547.00 Homeowner's exemption Senior Citizen's exemption	$84,096	$164,000 Land $35,100 Building $128,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 7% of the US · above 6% of Florida
Wildfire Likelihood	About 1 in 4,545 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.