2120 10th St, Saint Cloud, FL 34769 Property Records

Osceola County property record for 2120 10th St, Saint Cloud, FL 34769 · Last verified May 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1970
Square Footage	1,712 sqft Living Area
Lot Size	20,255 sqft (0.465 acres)
Garage	Attached, 375 sqft
Last Sale	$365,000 (2023)
Tax Bill	$5,276.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`01-26-30-0001-0138-0035`
Alternative APNs	`263001000101380035` `77699`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,712 sqft Living Area
Gross Area	2,135 sqft Gross Area
1st Floor	1,202 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Tile Flooring
Interior Structure	Plaster Interior Structure

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1970
Architectural Style	Conventional Style
Exterior Material	Concrete Block Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	20,255 sqft (0.465 acres)
Depth X Width	200 ft x 97 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	375 sqft Garage
Shed	1 Shed
Shed Area	130 sqft Shed
Porch Area	558 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	2120 10TH ST
City	SAINT CLOUD
State	FL
Zip	34769-3605
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ST CLOUD PB B PG 53 BLK 138 BEG 50 FT N & 100 FT W OF NE COR BLK 153, RUN W 200 FT TO SW COR LOT 138 N 95.3, NE LY ALONG N R/W LINE OF ABAN ACLR R/W 200 FT M.O.L. TO A PT. DUE N OF P.O.B., S 100 FT TO P.O.B. 2-26-30
Legal Range	30E
Legal Township	26S
Legal Section	01
Legal Subdivision	ST CLOUD 2ND PLAT TOWN OF
Legal Tract	1
Legal Block	138,1
Legal Lot Number	35
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	4
Census Block	4000
Census Tract	43400

Owner

Source: Osceola County records · APN 01-26-30-0001-0138-0035

Assessment roll updated November 26, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1851 S CHICKASAW TRL, ORLANDO, FL 32825-8405
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 14, 2023 · Amount on Record
Deed Sale	Jun 14, 2023 · Amount on Record
Prior Sale	Nov 23, 2015 · Amount on Record
Deed Doc Number	202377251
Deed Book / Page	6424 / 2893
Record Refreshed	Jun 08, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 14, 2023
Property Address	2120 10TH ST, SAINT CLOUD, FL 34769-3605
Document Number	0064242893
Book / Page	6424 / 2893
Instrument Date	May 22, 2023
Instrument	2023077251
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	PUBLIC TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,555.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7596 STATE ROUTE 44, RAVENNA, OH 44266-8336

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1851 S CHICKASAW TRL, ALAFAYA, FL 32825-8405

Mortgage

Document Number	0064242895
Date	Jun 14, 2023
Instrument	6424/2895

Lender

Name	NOVUS HOME MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,405.00 (+2.45%)	$301,800 (+13.29%) Land $63,200 Building $238,600	$301,800 (+13.29%) Land $63,200 Building $238,600
2024	$5,276.00 (+23.62%)
2023	$4,268.00 (+12.49%)	$266,400 (+17.82%) Land $57,500 Building $208,900	$266,400 (+17.82%) Land $57,500 Building $208,900
2022	$3,794.00	$226,100 Land $51,800 Building $174,300	$226,100 Land $51,800 Building $174,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.