23168 Torrey St, Armada, MI 48005 Property Records

Macomb County property record for 23168 Torrey St, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,016 sqft · built 1860
Lot Size	0.294 acres (12,807 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Sep 2020)
Tax Bill	$3,885 (2025)
Deeds & Mortgages	Sep 2020 Sale Jul 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-02-24-305-005`

Property Details

APN / Parcel Number

Primary APN	`25-02-24-305-005`
Alternative APN	`0224305005`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Building Area	2,016 sqft Living Area
1st Floor Area	1,440 sqft
Basement Area	504 sqft
Unfinished Basement	504 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Exterior Material	Wood Siding
Lot Area	12,807 sqft (0.294 acres)
Lot Dimensions	149 ft deep x 86 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	876 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	23168 TORREY ST
City	ARMADA
State	MI
Zip	48005-4648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	02 24 305 005 VILLAGE OF ARMADA SURVEY AND PLAT OF THE SUBDIVISION OF THE VILLAGE OF BURKS CORNERS HENRY O SMITHS ADDITION W
Legal Subdivision	OF THE SUBDIVISION
Legal Block	5
Legal Lot Number	6-7
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	2
Census Block	2013
Census Tract	212000

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	23168 TORREY ST, ARMADA, MI 48005-4648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Warranty Deed, Transfer PREMIER TITLE AGENCY LLC
Jul 24, 2017	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2020 · Amount on Record
Deed Sale	Sep 22, 2020 · Amount on Record
Prior Sale	Jul 13, 2012 · Amount on Record
Deed Document Number	20202113348
Deed Book / Page	27010 / 364
Prior Transfer Date	Sep 19, 2007
Prior Transfer Doc	0000134348
Record Updated	Sep 20, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACOMB MI
Recording Date	Sep 22, 2020
Property Address	23168 TORREY ST, ARMADA, MI 48005-4648
Document Number	0000113348
Book / Page	27010 / 364
Map Reference	LB 1 PG 23
Instrument Date	Aug 26, 2020
Instrument	2113348
Transaction Type	Transfer
Record Updated	May 31, 2021
Title Company	PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23168 TORREY ST, 23168, ARMADA, MI 48005-4648

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25323 CULVER ST, SAINT CLAIR SHORES, MI 48081-3324

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23168 TORREY ST, ARMADA, MI 48005-4648
Document Number	0000096091
Book / Page	024869 / 000440
Instrument Date	Jul 24, 2017
Transaction Type	Mortgage
Record Updated	Sep 6, 2017
Title Company	NAVY FEDERAL TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23168 TORREY ST ARMADA MI 480054648, ARMADA, MI 48005-4648

Mortgage

Document Number	0000096091
Date	Aug 4, 2017
Book Page	024869/000440
Instrument	96091

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 3, 2047

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Armada Village
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,400 (+3.93%)	$290,800 (+3.93%)
2025	$3,885.00 (+16.46%) Homeowner's exemption	$139,900 (+14.86%)	$279,800 (+14.86%)
2023		$121,800	$243,600
2022	$3,336.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ARMADA serves 1,794 people · EPA ID MI0000240
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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