23130 Torrey St, Armada, MI 48005 Property Records

Macomb County property record for 23130 Torrey St, Armada, MI 48005

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,312 sqft · built 1947
Lot Size	0.26 acres (11,326 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,345 (2025)
Deeds & Mortgages	Nov 2025 Mortgage May 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-02-24-305-002`

Property Details

APN / Parcel Number

Primary APN	`25-02-24-305-002`
Alternative APN	`0224305002`

Interior

Full Baths	1 Bath
Stories	2 Stories
Building Area	1,312 sqft Living Area
1st Floor Area	928 sqft

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1947
Exterior Material	Wood Siding
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	149 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	23130 TORREY ST
City	ARMADA
State	MI
Zip	48005-4716
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	V-R1
Legal Description	02-24-305-002 23130 TORREY MI 48005 VILLAGE OF ARMADA SURVEY AND PLAT OF THE SUBDIVISION OF THE VILLAGE OF BURKS CORNERS
Legal Subdivision	OF THE SUBDIVISION
Legal Block	5
Legal Lot Number	10
Jurisdiction	MACOMB MI
Township / Civil Division	ARMADA
Census Block Group	2
Census Block	2013
Census Tract	212000

Owner

Source: Macomb County records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23130 TORREY ST, ARMADA, MI 48005-4716
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 22, 2020	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS
Aug 30, 2018	Deed of Trust, Mortgage QUICKEN LNS
Jan 17, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Dec 28, 2017
Transfer Doc	0000005990
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23130 TORREY ST, ARMADA, MI 48005-4716
Transaction Type	Mortgage
Record Updated	Dec 2, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23130 TORREY ST, ARMADA, MI 48005-4716

Mortgage

Document Number	2500102188
Date	Nov 13, 2025
Book Page	30387/560
Instrument	202500102188

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2055

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23130 TORREY ST, ARMADA, MI 48005-4716
Document Number	0000062882
Instrument Date	May 22, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23130 TORREY ST ARMADA MI 480054716, ARMADA, MI 48005-4716

Mortgage

Document Number	0000062882
Date	Jun 1, 2020
Book Page	026739/000112
Instrument	62882

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 31, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACOMB MI
Property Address	23130 TORREY ST, ARMADA, MI 48005-4716
Document Number	0000006261
Instrument Date	Aug 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 16, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	23130 TORREY ST ARMADA MI 480054716, ARMADA, MI 48005-4716

Mortgage

Document Number	0000006261
Date	Sep 25, 2018
Book Page	025592/000833
Instrument	6261

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 24, 2048

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MACOMB MI
Recording Date	Jan 17, 2018
Property Address	23130 TORREY ST, ARMADA, MI 48005-4716
Document Number	0000005990
Book / Page	025168 / 000827
Instrument Date	Dec 28, 2017
Instrument	5990
Transaction Type	Transfer
Record Updated	Feb 8, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	23130 TORREY ST ARMADA MI 480054716, ARMADA, MI 48005-4716

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Armada Village
County	Macomb County
County Subdivision	Armada Township
Unified School District	Armada Area Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$90,300 (+8.93%)	$180,600 (+8.93%)
2025	$1,345.00 (+16.45%) Homeowner's exemption	$82,900 (+16.76%)	$165,800 (+16.76%)
2023		$71,000	$142,000
2022	$1,155.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF ARMADA serves 1,794 people · EPA ID MI0000240
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 318 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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