2316 W FM 2795, Emory, TX 75440 Property Records

Rains County property record for 2316 W FM 2795, Emory, TX 75440

Property Summary

Property Type	Rural Home
Details	2 ba · 2,232 sqft · built 1973
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,762 (Jun 2022)
Tax Bill	$4,227 (2024)
Deeds & Mortgages	Jun 2022 Mortgage Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0197-0240-0000-43`

Property Details

APN / Parcel Number

Primary APN	`0197-0240-0000-43`
Alternative APNs	`R4205` `4205`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,232 sqft Living Area
1st Floor Area	2,232 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	50,094 sqft
Garage Type	Carport
Garage Area	560 sqft
Carport	Carport
Carport Area	560 sqft
Porch	Open Porch
Porch Area	16 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01970240000043
Street Address	2316 W FM 2795
City	EMORY
State	TX
Zip	75440-3632
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0197 REEDER MICAJAH ACRES 1.15
Legal Subdivision	REEDER MICAJAH
Legal Block	1
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	1
Census Block	1026
Census Tract	950101

Owner

Source: Rains County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	171 SEABISCUIT DR, CADDO MILLS, TX 75135-7520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Vendor's Lien, Transfer · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Jul 8, 2021	Vendor's Lien, Transfer · Stand-Alone First Mortgage CITY NATIONAL BANK OF SULPHUR SPRIN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Jul 8, 2021 · Amount on Record
Deed Document Number	20221558
Record Updated	Oct 29, 2026

June 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Jun 3, 2022
Property Address	2316 W FM 2795, EMORY, TX 75440-3632
Document Number	02022/1558
Book / Page	2022 / 1558
Map Reference	DOC 2020-0736
Instrument Date	May 24, 2022
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	SOUTHWESTERN LAND TITLE, SOUTHWESTERN LAND AND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 786, WILLS POINT, TX 75169-0786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2316 W FM 2795, EMORY, TX 75440-3632

Mortgage

Document Number	0020221559
Date	Jun 3, 2022
Instrument	2022/1559

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

July 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	RAINS TX
Recording Date	Jul 8, 2021
Property Address	2316 W FM 2795, EMORY, TX 75440-3632
Document Number	02021/1954
Book / Page	2021 / 1954
Instrument Date	Jul 8, 2021
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	BERRIEN COUNTY ABSTRACT AND TITLE COMPANY, RAINS CNTY ABSTRACT & TTL CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5044 FM 1565, CADDO MILLS, TX 75135-7414

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 869, WILLS POINT, TX 75169-0869

Mortgage

Document Number	0020211955
Date	Jul 8, 2021
Instrument	2021/1955

Lender

Name	CITY NATIONAL BANK OF SULPHUR SPRIN
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 8, 2026

Tax Assessment & Valuation

Source: Rains County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$305,236 (-2.9%) Land $34,776 Building $270,460	$305,236 (-2.9%) Land $34,776 Building $270,460
2025		$314,341 (+6.98%) Land $34,776 Building $279,565	$314,341 (+6.98%) Land $34,776 Building $279,565
2024	$4,227.00 (-0.33%)
2023		$293,819 Land $33,120 Building $260,699	$293,819 Land $33,120 Building $260,699
2022	$4,241.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 70% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH RAINS SUD serves 3,594 people · EPA ID TX1900009
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	E. coli not recorded as resolved · Jun 2026 Total trihalomethanes not recorded as resolved · Apr 2026 Haloacetic acids not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Peoples Communications Fiber · Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

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