2285 W FM 2795, Emory, TX 75440 Property Records

Rains County property record for 2285 W FM 2795, Emory, TX 75440 · Last verified June 2026

Property Summary

Property Type	Rural Home
Details	2 ba · 1,784 sqft · built 1971
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Tax Bill	$2,023 (2024)
Deeds & Mortgages	Dec 2017 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0197-0110-0000-43`

Property Details

APN / Parcel Number

Primary APN	`0197-0110-0000-43`
Alternative APNs	`R4193` `4193`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,784 sqft Living Area
1st Floor Area	1,784 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1976
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Carport
Garage Area	420 sqft
Carport	Carport
Carport Area	420 sqft
Porch	Open Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	01970110000043
Street Address	2285 W FM 2795
City	EMORY
State	TX
Zip	75440-3631
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	A0197 REEDER MICAJAH ACRES 1.0
Legal Subdivision	REEDER MICAJAH
Legal Block	1
Jurisdiction	RAINS TX
Township / Civil Division	EMORY
Census Block Group	1
Census Block	1026
Census Tract	950101

Owner

Source: Rains County records · APN 0197-0110-0000-43

Assessment roll updated May 26, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2285 W FM 2795, EMORY, TX 75440-3631
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAINS TX
Property Address	2285 W FM 2795, EMORY, TX 75440-3631
Transaction Type	Mortgage
Record Updated	Jan 13, 2026
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02017/2600
Date	Dec 05, 2017
Book Page	2017/2600

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	ORANGE, CA 92868

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.61%
Type Change Date	Dec 01, 2018
Change Frequency	Annually
Index	1-Year LIBOR
Margin	2

Tax Assessment & Valuation

Source: Rains County records · Assessment roll updated May 26, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rains County
Unified School District	Rains Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption	$156,544 (+9.69%) Land $25,200 Building $131,344	$156,544 (+9.69%) Land $25,200 Building $131,344
2024	$2,023.00
2023		$142,713 Land $24,000 Building $118,713	$142,713 Land $24,000 Building $118,713

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rains County (48379C), updated June 8, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 29% of Texas
Wildfire Likelihood	About 1 in 877 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.